Umxholo
- Uqhawulo-mtshato kunye nokubuyela umva kwemali
- Uhlengahlengiso kunye nemithombo yengeniso
- Iindlela ezi-7 zokubuyisa umva emva komtshato
- 1. Hlala uzolile uyeke ukukhathazeka
- 2. Yenza uluhlu lwezinto
- 3. Funda ukusebenza kule nto unayo nento onokuyenza
- 4. Funda ukusebenza kule nto unayo
- 5. Gcina nokuba unengxaki
- 6. Buyela emgceni uze ucwangcise ikhondo lakho lomsebenzi
- 7. Soloko ujonge kwizinto onokuzilawula
Iziphumo zoqhawulo mtshato zinokwahluka kwisibini ngasinye kodwa amaxesha amaninzi kunokuba kungenjalo, enye yeempembelelo zoqhawulo mtshato kukungabinamali. Uphila njani ngokwezimali emva koqhawulo-mtshato?
Yinto eyaziwayo ukuba uninzi lwabantu abatshatileyo abangena kuqhawulo mtshato bayakufumana iingxaki ezithile kwiinyanga ezimbalwa ngexesha loqhawulo mtshato kude kube ziinyanga ezimbalwa zokuqala zokuhlala ngokwahlukeneyo.
Kutheni le nto isenzeka? Ngaba zikhona iindlela zokuthintela okanye uhlala njani ngokwezezimali emva koqhawulo-mtshato?
Uqhawulo-mtshato kunye nokubuyela umva kwemali
Uqhawulo-mtshato alubizi, enyanisweni kuyacetyiswa ukuba isibini kufuneka sizilungiselele kwangaphambili ukuba sifuna ukuqhubeka noqhawulo-mtshato.
Imirhumo yobuchwephesha yamagqwetha kunye notshintsho lokuhlala ngokwahlukileyo akezi lula kwaye ngexabiso eliphantsi njengoko sicinga. Emva koqhawulo-mtshato, iiasethi kunye nengeniso eyayifudula iyindlu enye ngoku zimbini.
Uhlengahlengiso kunye nemithombo yengeniso
Ngelishwa, uninzi lwezibini zijolise kuqhawulo mtshato ngokwazo ukuba azizi zilungele iimali okanye iimpembelelo zeemvakalelo zesi sigqibo.
Uninzi lwexesha, aba babini bacinga ukuba into abanokuyifumana kuthethathethwano loqhawulo mtshato lwanele kwimirhumo yabo yobungcali kunye neendleko zokuphila bengazi ukuba ngaphandle kokonga, uya kuba nzima ukubuyela kwinto obukade unayo ngaphambili uqhawulo-mtshato. Yintoni onokuyenza ukulungiselela le ngxaki?
Uphila njani ngokwezimali emva koqhawulo-mtshato? Iimpendulo kunokuba lula, kodwa ngokuqinisekileyo akukho lula ukuzisebenzisa.
Iindlela ezi-7 zokubuyisa umva emva komtshato
Inkqubo yoqhawulo-mtshato iyadinisa, icelomngeni, iyabanzima kwaye inyani yokuba umvuzo wakho uza kuchaphazeleka.
Abantu abaye baqhawula umtshato bayazi ukuba le nkqubo ichaphazele kangakanani ingeniso kunye nenkcitho yabo. Xa sele nditshilo, kusekho ithemba, nazi iindlela ezisixhenxe zokuba ungabuyisa njani imali emva koqhawulo mtshato.
1. Hlala uzolile uyeke ukukhathazeka
Ewe, oku kunokubonakala ngathi kungumxholo omncinci kodwa usive. Ukukhathazeka ngekhe kutshintshe nto, sonke siyayazi loo nto. Kumosha nje ixesha, umgudu, namandla kodwa awenzanga nto ukusombulula ingxaki?
Endaweni yokukhathazeka, qala ucwangcise kwaye ukusuka apho, sele ulinyathelo elinye phambi kweengxaki zakho. Ukuba sibeka ingqondo yethu kwisisombululo endaweni yengxaki- siya kufumana iindlela.
2. Yenza uluhlu lwezinto
Emva kokuba uqhawulo-mtshato luphelile, lixesha lokuba uhlale phantsi wenze uluhlu. Utyhubele okuninzi kwezi nyanga zimbalwa zidlulileyo kwaye ngekhe ukwazi ukulugqiba lonke olu luhlu ngexesha elinye.
Thatha ixesha ugxile. Ukuba awunalo nofifi, musa ukoyika ukucela uncedo okanye ungaya phambili kwaye ufunde iziseko kuqala. Akunyanzelekanga ukuba uchithe imali koku, funda nje iingcebiso kunye nezifundo.
Yenza iikopi ezithambileyo nezinzima zempahla yakho ukuze ulungele xa uza kuyidinga.
3. Funda ukusebenza kule nto unayo nento onokuyenza
Owona mceli mngeni apha kuxa uqhawulo-mtshato luphelile kwaye uqala ubomi bakho obutsha ngaphandle kweqabane lakho. Ngeli xesha, uzakubona ifuthe elipheleleyo loqhawulo-mtshato kunye nemali oyichithileyo.
Ngoku, inyani iyaluma kwaye kufuneka ufunde ukusebenza kule nto unayo nento onokuyenza. Yinto elungileyo ukuba unomsebenzi ozinzileyo ke awuzukuba naxhala malunga nengeniso engenayo nokuba ucela umngeni kangakanani kuhlahlo-lwabiwo mali.
Sebenza ekudaleni uhlahlo lwabiwo-mali olulondoloziweyo ukuba unayo. Sukuchitha kakhulu kwiimfuno zakho kwaye ube noqeqesho lokunamathela kuhlahlo-lwabiwo mali lweveki okanye lwenyanga.
4. Funda ukusebenza kule nto unayo
Ukuba nakuyiphi na imeko, awusenako ukugcina iimoto ezi-2 kunye nendlu, lixesha lokuba ujongane nenyani kwaye kungafuneka uthengise enye yeemoto zakho okanye uye kwindlu encinci. Khumbula; sukuxinezeleka ngolu tshintsho. Yexeshana kwaye sisiqalo nje. Ngokusebenza nzima kunye nenkuthazo, uya kubuyela kumkhondo.
5. Gcina nokuba unengxaki
Unokucinga ukuba awunakukwazi ukonga ngakumbi xa kuninzi okuqhubekayo kwaye unohlahlo-lwabiwo mali olunomda kodwa khumbula, ukonga kwakho akufuneki kulonakalise uhlahlo-lwabiwo mali. Gcina kancinci kwaye ngaphandle kwexesha, uya kuyenza umkhwa. Uya kuba nemali engxamisekileyo xa uyidinga.
6. Buyela emgceni uze ucwangcise ikhondo lakho lomsebenzi
Uninzi lwexesha, uhlengahlengiso apha lukhulu kunokuba bekulindelwe kuba kuya kufuneka ujongise ukuba ngumzali, ulungise okuseleyo kwaye wakhe ubomi bakho kwaye ngakumbi ubuyela emsebenzini.
Oku akukho lula ngakumbi ukuba ubunomfazi wendlu ixesha elide okanye ukwazile ukuhlala ekhaya ithutyana. Tyala imali kuwe; yiya kwiisemina nakwiindibano zocweyo ukuze ubuyise ukuzithemba kwakho.
7. Soloko ujonge kwizinto onokuzilawula
Sukuba noxinzelelo kakhulu ukuba ungagqibela ungqubeka.
Ukusilela kwezemali zezinye zeempembelelo zoqhawulo mtshato kwaye ukuba ukwazile ukuhlangabezana nayo yonke imbandezelo yoqhawulo mtshato, oku kwahlukile.
Uhlengahlengiso oluncinci luya kuhamba indlela ende. Ngethuba nje unesicwangciso esihle semali, ukuvuma ukuba nomonde ngakumbi kunye nokuzincama uya kuba nakho ukusinda kolu vavanyo.
Uqhawulo-mtshato luthetha ukuphela komtshato kodwa ikwabonisa ukuqala ngokutsha.
Inyani yile; akukho siqalo sitsha ngaphandle kwemiceli mngeni. Uphila njani ngokwezimali emva koqhawulo-mtshato? Uzithatha njani zonke iziqwenga kwaye uqala njani ngaphezulu? Imfihlo yoku kukucwangcisa kwangaphambili.
Kwanangaphambi kokuba kuqalise inkqubo yoqhawulo-mtshato, sele unokwenza izicwangciso kwangaphambili kwaye wongele nekamva. Sonke siyazi ukuba lubiza malini uqhawulo-mtshato ngoko ke unexesha eloneleyo lokulugcina ngale nto. Nje ukuba ukwazi oku, kunye noqeqesho kunye nezinye iindlela ezimbalwa zokuqala ubomi bakho, uza kulunga.