Umxholo
- 1. Yazi yonke impahla yakho
- 2. Yazi kakuhle imali yomtshato
- 3. Wazi umgaqo wokugcinwa kwabantwana
- 4. Vala zonke iiakhawunti ezidibeneyo
- 5. Misela uhlahlo-lwabiwo mali olutsha
- 6. Musa ukuchitha ngokugqithiseleyo
- 7. Hlawula amatyala e-akhawunti odibeneyo
- 8. Bonisa umhla wokwahlukana
Kuyintoni ukwahlukana ngokwasemthethweni? Kwaye, ungayiphatha njani imali ngexesha lokwahlukana?
Ukuba umtshato wakho awusebenzi, ukwahlukana ngoxolo kunokuba linyathelo elilandelayo. Ukwahlukana neqabane lakho kunokuba yimeko enkenenkene egcwele umsindo, ukuzisola, iimpikiswano, kunye neqela leemvakalelo ezaphukileyo.
Yinxalenye yendalo yomntu ukungakwazi ukucinga ngokuchanekileyo ngexesha leziganeko ezibi. Kodwa ukuzola kunye nokuqanjwa ngala maxesha kubaluleke kakhulu.
Ngamaxesha anje ngala, akufuneki woyike ukufumana uncedo, funa ingcebiso kumcebisi womtshato, okanye uqeshe igqwetha kwaye uphathe izinto ezinje ngomntu omdala. Ukwahlula imali kwiqabane lakho emva komtshato kungakhokelela kwiingxabano kunye nezitya ezaphukileyo.
Ke uyacetyiswa ukuba uhlele uqhawulo-mtshato lwakho kunye nemali kwaye uphathe imali yakho ngokuchanekileyo ukuze ungagqibi wophuka kwaye ube lilolo ngaxeshanye. Sukuvumela uxanduva lwakho lwezezimali ngexesha lokwahlukana lube ngumthwalo kuwe.
Funda ukuze ufumane indlela yokusingatha iimali ngexesha lokwahlukana.
Ezi ngcebiso ziluncedo zinokukukhokela ngendlela efanelekileyo yokuphatha imali kunye nendlela yokuzikhusela ngokwezezimali ngokwahlukana.
1. Yazi yonke impahla yakho
Ngaphambi kokuba ucinge ngendlela yokuphatha imali ngexesha lokwahlukana, kubalulekile ukuba uqonde ukuba yeyakho, into onamalungelo kuyo, kunye nezinto eninazo nina nobabini.
Ukutshata nemali eyahlukileyo ayisiyonto iqhelekileyo, kwaye xa uqhawulo-mtshato lwenzeka ngesiquphe, unokuzifumanisa ungenalo ulwazi olwaneleyo malunga nemali yakho. Udinga ukuqonda okucacileyo kweeasethi zakho kunye namalungelo emali emva kokwahlukana.
Ii-asethi zikwabandakanya into oyifunayo noyifunayo kunye nento ekufuneka uyifunayo ngokusemthethweni. Funda imithetho yokwahlulwa kwemali kunye nokwahlulwa kweeasethi ngokomhlaba wakho, kwaye ungabi nazintloni ukufuna uncedo lobuchwephesha ukuba awuqondi okanye awuqondi nto.
Ukwazi iiasethi zakho kunye noxanduva lwezezimali ngexesha lokwahlukana kuyanceda ukuba uzilungiselele ubomi emva koqhawulo-mtshato okanye uqhawulo-mtshato, kwaye uya kuzifumana ukwimeko entle wakuba yonke loo ngxaki idlulile.
Ukuba uyazibuza, 'ngaba ukwahlukana ngokwasemthethweni kuyakukhusela ngokwezezimali?' Ke, ewe, ulwazi kunye nokulungiselela kunokukugcinela idabi lomthetho elibizayo kwaye kukunceda ugcine iiasethi ezizezakho ngokukodwa.
2. Yazi kakuhle imali yomtshato
Ingcebiso ephambili yezemali malunga nendlela yokuphatha imali ngexesha lokwahlula kukwazi kakuhle imali yakho yomtshato.
Ukuba iingxoxo zoqhawulo-mtshato bezisoloko ziqhubeka kangangeenyanga ezimbalwa, kuya kufuneka uzigcine usazi kwaye uchitha phi umyeni okanye inkosikazi yakho ichitha imali, bayarhola, kwaye bayityala njani imali.
Yiphephe imeko apho ushiyeke ungazi nto, okanye iqabane lakho likufihlele iimali. Gcina itsheki elisondeleyo kwiiasethi zeqabane lakho lokwahlula-hlula iimali ngokusemthethweni.
3. Wazi umgaqo wokugcinwa kwabantwana
Ukuba kukho umntwana obandakanyekayo ekwahlukaneni, kuya kufuneka uhlale phantsi kwaye Yiba nengxoxo eneenkcukacha ngekamva lomntwana wakho kunye nezicwangciso zakhe.
Eminye imibuzo ebalulekileyo enjengokuququzelelwa kwamalungelo okundwendwela, yeyiphi umzali umntwana ekufuneka ahlale nayo, kwaye yimalini intlawulo yenkxaso yomntwana efunekayo (kuxhomekeke kwimeko yakho) ekufuneka iphendulwe kwaye kujongwane nayo ngokufanelekileyo.
Ngale ndlela, ungabhala phantsi isicwangciso sabantwana bakho kwaye ujongane neemfuno zabo ngokufanelekileyo ngexesha elinzima ngokweemvakalelo. Qinisekisa ukuba ucwangcise uxanduva lokuxhasa abantwana ngexesha lokwahlukana.
4. Vala zonke iiakhawunti ezidibeneyo
Eli lelona nyathelo libaluleke kakhulu kwaye kufuneka likhathalelwe xa ucinga ngokujongana nemali ngexesha lokwahlukana. Ukuba iqabane lakho linamatyala, uya kubekwa uxanduva ngawo kude kube ngaphandle kokuba kukho isivumelwano somthetho esichaza ngokwahlukileyo.
Kuya kufuneka ukhathalele olu xanduva lwezezimali ngexesha lokwahlukana ukuze kungabi luxanduva olusisigxina.
Ukupheliswa kweeakhawunti ngokudibeneyo kunye noxanduva lwezezimali ngexesha lokwahlukana kuyakukhusela kumatyala emali emva komtshato kwaye linyathelo elibalulekileyo.
Kuya kufuneka utshintshe iipassword ezikwi-Intanethi kwiiakhawunti zemidiya yoluntu, ii-imeyile, kunye neApple yakho, ii-ID zika-Android, njl. Ungalibali ukugcina umkhondo wokuba iphi imali yakho kwaye ngubani imali ekwezi akhawunti zidibeneyo.
Fumana amakhadi etyala ngegama lakho ngokukhawuleza kangangoko unako ukuze ukwazi ukuzimela ngokuzimeleyo ngokwakho.
5. Misela uhlahlo-lwabiwo mali olutsha
Ukuseka uhlahlo-lwabiwo mali lwezibini ezingenabantwana kunokuba lula kwabanye. Nobabini kufuneka nibe noxanduva lokwahlula-hlula amatyala kunye nokukhathalela iimfuno zenu zokutya kunye neempahla.
Ingxaki ivela xa kukho abantwana okanye ukuba iqabane alifumani mvuzo. Kwiimeko ezinje ngezi, kufuneka uqonde ukuba wena nabantwana bakho aninako ukonwabela indlela yenu yokuphila njengangaphambili, kwaye niyakufumanisa kunzima ukugcina imeko ekuyo ngoku.
Ke, cwangcisa uhlahlo-lwabiwo mali xa ucinga malunga nendlela yokuphatha imali ngexesha lokwahlukana.
6. Musa ukuchitha ngokugqithiseleyo
Ngaba usakhathazeka malunga nendlela yokuphatha imali ngexesha lokwahlukana?
Esi inokuba sesinye sezigqibo ezinzima ekufuneka uzenzile kuba xa uwedwa, unokuhendeka ukuba uhambe kwaye ubhatale ubunewunewu obubizayo ukuze ususe ingqondo yakho kwizinto, kodwa akufuneki! Sukulongeza kuxanduva lwezezimali ngexesha lokwahlukana.
Eli ayiloxesha lokuchitha imali kuba ukuba ukwahlukana kwakho kukhokelela kuqhawulo-mtshato, kusenokubakho ingxaki; Kwiimeko ezinjalo, ungatyholwa ngokuchithwa kwempahla kwaye ungene engxakini.
7. Hlawula amatyala e-akhawunti odibeneyo
Nangona nahlukene, khumbula ukuba ityala lakho lisatshatile. Kungcono ukuhlawula ityala lakho nakweyiphi na iakhawunti edibeneyo onokuba nayo neqabane lakho ngokukhawuleza.
Hlukana namatyala kunye namatyala obuwahlawulela kunye neqabane lakho.
Jonga iinkcukacha zakho zekhredithi kwiiakhawunti zakho, uziphathe ngokufanelekileyo, kwaye iiakhawunti ezidibeneyo zivaliwe ngokukhawuleza kangangoko unakho. Lawula iimali zakho ezahlukileyo ngokusemthethweni emtshatweni ngobuchule ngaphambi kokuba iqabane lakho lithathe ithuba elinje ngemeko enjalo.
8. Bonisa umhla wokwahlukana
Wonke amazwe anentsingiselo eyahlukileyo yomhla wokwahlukana. Kwabanye, kunokuba ngumhla xa elinye iqabane livumela elinye ukuba lazise uqhawulo-mtshato, okanye ingangumhla apho iqabane lakho liphuma khona. Nangona kunjalo, lo mhla ubalulekile kuba uyanceda ekwahluleni iipropathi kunye nengeniso.
Nantoni na onokuba unayo ngaphambi komhla wokwahlulwa iya kwahlulwa, kodwa nantoni na oyibuzayo emva kwexesha lokwahlukana ayizokwabiwa.
Mhlawumbi ungathanda ukujonga le vidiyo ilandelayo apho isithethi sabelana ngamava alo oqhawulo-mtshato kunye noko sikufundileyo ngokusingathwa kwemali.
ILizwi lokugqibela
Ukucinga ngendlela yokuphatha imali ngexesha lokwahlukana linyathelo elibalulekileyo kwaye akufuneki lilibaleke phakathi kwesiphithiphithi kunye neengxoxo. Linyathelo elibalulekileyo kuwe ukuba ulithathe ukuze uqale kakuhle ebomini emva kokwahlukana.
Kwababini abangakwaziyo ukusombulula nasiphi na isigqibo ngaphandle kokukhwaza, bayacetyiswa ukuba bafumane umlamli woqhawulo-mtshato okanye umlamli ukuba abe nokuzinza kwemali.