Umxholo
- Ingcebiso 1: Konke kusengqondweni
- Ingcebiso 2: Yiba ngumphathi weshishini lakho
- Ingcebiso 3: Shift ujolise kumyeni wakho uye kuwe
Uqhawulo-mtshato lunokubenzakalisa ngokwasemzimbeni nangokweemvakalelo abanye abantu basetyhini. Ngelixa abanye babonakala ngathi baphuma kubumnyama boqhawulo-mtshato bomelele kwaye banikwe amandla. Umahluko phakathi kwezi ziphumo zibini mkhulu, kodwa ngokucacileyo, sinye kuphela isiphumo kwezi zimbini ezinqwenelekayo. Umbuzo ngulo, yintoni le bayenzayo aba bafazi baxhotyisiweyo ukuze bazincede? Kwaye yintoni ebangela umahluko omkhulu kwiziphumo?
Sifumene iingcebiso ezintathu zokuxhobisa ucwangciso loqhawulo-mtshato kwabasetyhini ukuze bonke abantu basetyhini bakwazi ukuvela kuqhawulo-mtshato ngokuzithemba kwaye bomelele- ukubamisela kakuhle kwisigaba esilandelayo sobomi babo.
Ingcebiso 1: Konke kusengqondweni
Uqhawulo-mtshato lubuhlungu kuye wonke umntu, nkqu noqhawulo-mtshato olomeleleyo, olunezixhobo esele sichazile, nkqu nakubantu ababandakanyekayo nakwabafazi ababefuna uqhawulo-mtshato kwasekuqaleni.
Lixesha elinzima, uqhawulo-mtshato lumalunga notshintsho kwaye notshintsho luyothusa, kodwa kuya kufuneka ukhumbule ukuba unamandla okuluhambisa olo tshintsho ukuze ukwazi ukuhamba ngendlela eya eluxolweni kunye nokuzaliseka komntu. Konke okufunekayo ukufezekisa oku kukulawula ingqondo yakho!
Ke unengqondo leyo, enye yezinto zokuqala onokuyenza ukuze uqiniseke ukuba uvuka kumalangatye omtshato wakho womelele kwaye unamandla kukuthatha isigqibo sokuba uza kuyivumela inkqubo yoqhawulo-mtshato ikuthathele kuwe okanye ukuba ukhetha sebenza nzima ukuze ube nakho ukwenza, usebenze kwaye ube nethemba njengoko usamkela olu hambo lukhaliphileyo.
Enye yezona ngcebiso zibalaseleyo zokucwangciswa koqhawulo-mtshato kwabasetyhini kukukhumbula ukuba nokuba awuziva ulawula ubomi bakho ngoku, zininzi izinto zoqhawulo-mtshato onokuthi ulawule kwaye enye yazo yingqondo yakho.
Ukufunda ukwamkela kunye nokuqhubekeka nelahleko oye wayifumana, kunye nokwenza amanyathelo aqinisekileyo ekwakheni ngokutsha ubomi obunempilo nobusempilweni kuwe kubaluleke kakhulu. Ukujonga ingqondo rhoqo ukugcina umbono oqinisekileyo, ngelixa uzivumela ixesha lokuba nosizi ngokulahleka kwakho kubalulekile. Ingakumbi ukuba uyazi ukuba konke oku kuyakudlula kwaye ngolunye usuku uya kuba ulungile kwakhona.
Thatha ixesha lokuqaphela amaxesha apho ungaziva uxhalabile, ukhathazekile okanye uphantsi, kwaye uchithe ixesha ufunde ukuba ungazilawula njani ukuze zingabi zezakho. Ke xa ufumanisa ukuba uyakwazi ukuzilawula, uya kuziva uzithemba ngakumbi suku ngalunye usazi ukuba ukuba uyakwazi ukuzilawula, ungaphatha nantoni na.
Ukuba uyasokola ukuhlala unethemba, thatha ithuba lokuba ufumane uncedo lweengcali kuthotho lweeseshoni zonyango. Qiniseka ukuba uyalunceda usapho kunye nabahlobo bakho ukuba bakuncede ngokubazisa ngendlela abanokukunceda ngayo. Ukwazisa abantu into oyifunayo kuya kuqinisekisa ukuba ufumana inkxaso efanelekileyo (ukubonelela ngeemfuno zakho ziyinyani, zisengqiqweni kwaye ziyasebenza). Ke kutheni ungenzi olunye lolu hlengahlengiso lwengqondo namhlanje ukuze ubenobakho ubomi obutsha.
Ingcebiso 2: Yiba ngumphathi weshishini lakho
Ukuba ucwangcisa ukushiya uqhawulo-mtshato lwakho luxhotyisiwe, eli licebiso elinye kwisicwangciso soqhawulo-mtshato kwisikolo sabasetyhini esicinga ukuba kufuneka uyazi kwaye wenze.
Baninzi kakhulu abantu basetyhini, (kubandakanya abo bafumana umvuzo ophezulu) abangazi ngokwenene ukuba kuqhubeka ntoni kwimali yabo yomtshato neyosapho. Nokuba nguwe ohlawula onke amatyala, ngaba nguwe owenza zonke izicwangciso zemali? Ukuba kukho nayiphi na into kulawulo lwezezimali kwimicimbi yakho yomtshato ongakhange ujongane nayo, ngoku lixesha lokuba ubandakanyeke kwaye ufunde indlela yokujongana nayo. Kwaye ngokukhawuleza ufunda, ikamva lakho liya kuba ngcono.
Kukho amaxesha woqhawulo-mtshato apho uya kuziva ungaphandle kolawulo, kwaye ungaziva ngathi le nkqubo iyarhuqa, ukuba ungalwamkela olu cwangciso loqhawulo-mtshato kubafazi banika ingcebiso ngokukhawuleza, uya kuziva kwangoko kulawulo, kwaye uya kuba nento kukuphazamisa kwintlungu yenkqubo. Uya kuthatha isenzo esiza kuqinisekisa ukuba yonke imihla uya usiba ngcono, kwaye usomelela.
Nokuba awukuthandi ukujongana nemali kufuneka ufunde. Qala ngokujonga kwakhona 'ukucwangciswa koqhawulo mtshato kwabasetyhini ingcebiso 1', lungisa indlela ocinga ngayo kwaye ufunde ukuyithanda. Uya kuvuya ukuba ukwenzile kwixesha elide.
Ukujongana noqhawulo mtshato ungaqondanga okanye ungazi malunga nemali yakho kuya koyikisa. Ungabuphatha njani ubomi bakho bezemali, ukuba awazi ukuba unemali engakanani? Kuya kufuneka uthathe isitokhwe, ufunde imeko yakho yezemali (nokuba imbi) kwaye uthathe amanyathelo okuyiphatha.
Ukuba ufuna ingcebiso ngezezimali, okanye inkxaso yokulawula nawaphi na amatyala kuhlala kukho izinto ezininzi ezinokukunceda uhambe nawaphi na amanzi amdaka.
Kuya kufuneka uyazi ukuba nokuba injani imeko yezemali yakho, isekhona into onokuyenza ukulungisa le meko kwaye konke okufuneka ukwenze kukutsala ii-bootstraps zakho kwaye ufunde okwenzekayo kunye nendlela yokuyilawula- njenge Umphathi weshishini uya.
Ukuze uqalise, cwangcisa ukuthatha amanyathelo amancinci. Qala ngokuba yi-sleuth kwaye uphonononge umzila wephepha lakho lemali. Jonga iirekhodi zebhanki, iingxelo zerhafu, iingxelo zekhadi letyala, ukuba awukwazi ukuzifikelela, cela ikopi. Thatha amanqaku okuthenga ngetyala egameni lakho.
Ingcebiso 3: Shift ujolise kumyeni wakho uye kuwe
Njengabafazi, ngokwemvelo sikhulisa kwaye sixhalabile malunga nentlalontle yabo bantu babalulekileyo ebomini bethu. Ukuba utshatile ixesha elithile, oku kubandakanya umyeni wakho.
Njengokuba usiya kwinkqubo yoqhawulo-mtshato, lixesha lokuba uguqule ukugxila kumyeni wakho uye kuwe. Ukuba usadibanisa iirekhodi zakhe zefowuni okanye uskena imithombo yeendaba yakhe ekufumaneni ityala okanye ukungathembeki egameni lakhe, usabandakanyeka ngokweemvakalelo, kwaye onke amandla owachitha koku yinkcitho.
Ukuba utyekele ekucingeni ngeemvakalelo zomyeni wakho, kwaye ujongane neemfuno zakhe zeemvakalelo nangona ekhululekile kuwe ngokweemvakalelo kwaye unokukusebenzisa, okanye ukuba usebenzisa ubuqhetseba beemvakalelo ukuzama ukukubuyisa usazi okanye ungazi awuyi kuzinceda okanye uMyeni wakho ngokuhoya iimfuno zakhe.
Kuya kufuneka unqumle amaqhina kwaye unike wena kunye neNdoda yakho indawo yokufumana imithombo emitsha yenkxaso yemvakalelo.