Umxholo
- 1. Kuyakuthi, ngesiqhelo, kukuthathe ixesha elide ukuba uphinde uchache — kwaye kulungile
- 2. Khetha isiluleko sakho ngobulumko
- 3. Yimba nzulu kwimali edibeneyo
- 4. Zoba iindleko zakho zokuphila zexesha elizayo
- 5. Lindela iindleko ezingalindelekanga
- 6. Ukuzama ukwenzakalisa umntu wakudala kuhlala kubuya umva
- 7. Ukuqhawula umtshato akukwenzi ukuba ungabinakho ukusebenza okanye ungathandeki
- 8. Ukuziphatha kwabantwana bakho kuya kukuxelela indlela abavakalelwa ngayo ngoqhawulo-mtshato
- 9. Uqhawulo-mtshato luyakhulula — kwaye kufanelekile
Uqhawulo-mtshato sesinye sezigqibo ezona zinkulu kwaye sinzima umntu anokuzenza kwaye xa kufikwa kumabhinqa esiba yingxaki ephindwe kabini. Kukho izinto ekufuneka ucinge ngazo kwangaphambili, kwaye ke kukho ezinye ongenakuziphepha nokuba ungathini. Ke, nantsi iseti yoqhawulo mtshato yabasetyhini abasandula kuqhawula umtshato okanye abacinga ukusayina enye.
1. Kuyakuthi, ngesiqhelo, kukuthathe ixesha elide ukuba uphinde uchache — kwaye kulungile
Zinike indawo kwaye ingqondo yakho ipholise kwinto oyenzileyo. Musa ukuzityhala kakhulu, kuba oko kuyakwenza mandundu ngakumbi ke phumla. Zama kwaye uhambe nokuhamba kwezinto oye wahlangabezana nazo. Yiba nolawulo lobomi bakho njengoko lusiza kuwe. Ngoncedo olongezelelekileyo, ungajoyina iiseshoni zonyango eziza kukunceda ukuba uphinde kwakhona kuko konke ukungakhathali ovumela ingqondo yakho ukuba ikondle.
2. Khetha isiluleko sakho ngobulumko
Phambi kokufaka uqhawulo-mtshato, qiniseka ukuba ukhetha igqwetha lakho / igqwetha lakho elinolwazi kakuhle ngomthetho wosapho.Ngokwenza njalo, uyakufumana indawo yokuhlala engcono kwaye uya kusinda kwiingxaki ezininzi zasemva koqhawulo-mtshato. Amagqwetha athi ayenze kakuhle into ayenzayo soze akuyekise kwaye aya kuhlawula iiasethi ezinzima ngenxa yobunini bobabini kunye neqabane lakho.
Ukufunda okuhambelana: Ulugcwalisa njani uqhawulo mtshato olungangqiniswanga
3. Yimba nzulu kwimali edibeneyo
Ngumba wolwazi oluqhelekileyo, ngaphezulu okanye kancinci inyani, ukuba i-40% yeenkqubo zoqhawulo-mtshato zimalunga nemali. Ke elona cebiso lilungileyo loqhawulo-mtshato kubafazi kukuba kufuneka ufumane ulwazi kangangoko unakho malunga neeakhawunti zakho ezidibeneyo. Oku kubandakanya onke amagama agqithisiweyo akwi-Intanethi kwiiakhawunti ezidibeneyo kunye nazo zonke iinkcukacha ezinkulu nezincinci zotyalo-mali lwakho oludibeneyo. Xoxa ngeenkcukacha negqwetha lakho uze ufune iingcebiso malunga nalo mbandela.
Jonga kwakhona:
4. Zoba iindleko zakho zokuphila zexesha elizayo
Eyona nto iphambili ekufuneka uyijongile kufuneka ibe kukuphila kakuhle ngokwezimali. Kungenxa yokuba iimvakalelo kunye noxinzelelo lwengqondo ekugqibeleni ziya kuncipha kwaye ziya kuhamba ngenye imini kodwa ukuzalisekiswa kwenkcitho yakho kuyinyani, kwaye kuya kufuneka ujongane nayo namhlanje, ngomso nakwiintsuku ezizayo. Kuya kufuneka uqikelele ukuba uza kufuna ntoni emva koqhawulo-mtshato kwaye uqiniseke ukuba uyayicela kwaye uyayifumana!
5. Lindela iindleko ezingalindelekanga
Soloko ulungele ukumangaliswa okungathandekiyo. Unokuyilungiselela kakuhle yonke imicimbi yemali ocinga ukuba unokujamelana nayo, kodwa nalapho, kukho amathuba ezinto ezingalindelekanga ezivela ngexesha elingalunganga. Umzekelo, iqabane lakho linokukwazi ukuliqala kwi-inshurensi yezempilo, likushiye ngeendleko ezongezelelweyo ze- $ 1,000 ngenyanga. Ewe, amaqabane aziwa ngokwenza loo nto ngexesha loqhawulo mtshato. Uninzi lwabantu abatshatileyo bayaluphepha uxanduva lwabo lwezezimali, ke iingcebiso zoqhawulo-mtshato kwabasetyhini kukuba balumke kulo mbandela kwaye benze ukhetho lwakho ngamehlo avulekileyo.
Ukufunda okuhambelana: Ixabisa malini uqhawulo mtshato?
6. Ukuzama ukwenzakalisa umntu wakudala kuhlala kubuya umva
Injongo yakho kufuneka ibe kukuzigcina ukwimeko ekugcina ukhuselekile, kwaye ayifanele ibe yeyokwenzakalisa iqabane lakho langaphambili. Ukuthetha kakubi nge-ex yakho okanye ukubeka umfanekiso ombi kubo phambi kwabantwana bakho ngenxa yokungafani kwakho yinto engekho mthethweni kwaye iba nefuthe elibi kubantwana.
Nokuba awuvakalisi umbono wakho kwaye uchwetheza nje inzondo kwi-intanethi, ngenye imini abantwana bakho baya kuba badala ngokwaneleyo ukuba bayifunde loo nto (ukuba abekho). Kwakhona, iqabane lakho linokuthatha isigqibo sokudlala ngokungcolileyo kwaye usebenzise oko ukubhale kwi-intanethi ngokuchasene nawe. Ke, kuphephe ukwenza nayiphi na impazamo okwangoku enokukunika ixesha elinzima kwixesha elizayo.
7. Ukuqhawula umtshato akukwenzi ukuba ungabinakho ukusebenza okanye ungathandeki
Kwakukho amaxesha apho ukuqhawula umtshato kwakuyinto abantu abangazange bayenze okanye bayiphephe kude kube ngumda wokugqibela, kwaye abantu abaninzi (abafundileyo kubandakanya) babecinga ukuba abafazi abaqhawule umtshato 'bayakhululeka' kwaye 'bahlazekile,' kwisimilo kodwa ngoku amaxesha atshintshile. Abantu bathambekele ekunikezeleni abasetyhini ngamalungelo abo asisiseko.
Ke, ukuzicingela njengomntu ongalufanelanga uthando kunye nentlonipho ngenxa yokuba uqhawule umtshato yindlela ephosakeleyo ebomini kwaye iya kukutyhalela enzonzobileni zokuzicekisa kwaye ufumane ubunzima obuphantsi. Kwaye nje ukuba ufike apho (enzonzobileni), akusekho ndlela yokubuya. Ke, ngaphandle kwento abantu abayithethayo okanye abayicingayo ngawe, zithande.
8. Ukuziphatha kwabantwana bakho kuya kukuxelela indlela abavakalelwa ngayo ngoqhawulo-mtshato
Abantwana abasabeli kwimicimbi efana noqhawulo mtshato ngendlela elungileyo. Abanye banokuyithatha ngesiqhelo. Nangona kunjalo, uninzi lusebenza kuphela ngokungathi alukhathazeki kangako. Kubantwana abaninzi, ngokungathi kukho into eyaphukileyo ngaphakathi kubo. Abanye baya kubonisa umsindo, abanye baya kuqala ukusebenza kakubi esikolweni, abanye baya kuhlala bethule, kwaye kwezinye iimeko ezinzima, bawela kwiinkampani ezimbi baze baqhube izinto ezingenampilo ezifana nokusetyenziswa kakubi kweziyobisi, njl.
Kukho iindlela onokuthi uyeke ukuziphatha okunjalo, kwaye oko kukugcina izinto zijongiwe. Yazisa utitshala wabantwana bakho malunga nemeko ukuze babhale phantsi naluphi na utshintsho olubonakalayo kwindlela abaziphethe ngayo kwaye bakwazise ngokukhawuleza. Musa ukubeka abantwana bakho ngqo kwiiseshoni zonyango kuba ngale ndlela banokuphela becinga ukuba uqhawulo-mtshato luphosiso lwabo kwaye ngabo ekufuneka betshintshile.
Ukufunda okuhambelana: Iziphumo zengqondo zoqhawulo mtshato ebantwaneni
9. Uqhawulo-mtshato luyakhulula — kwaye kufanelekile
Abantu banokukuyekisa ekuqhawuleni umtshato kwaye ngamanye amaxesha banokulunga, kodwa inye into ekufuneka usoloko uzama ukuyikhumbula kukuba into ebhetele kunokuhlala kubudlelwane obunetyhefu ithi ayiphume. Iya kukhathaza, kwaye ngokuqinisekileyo iya kuyophula intliziyo yakho ukusika iqhina ebelifanele ukuhlala libotshiwe ngonaphakade, kodwa eyona nto ibalulekileyo, ekuhambeni kwexesha, lulonwabo lwakho. Kungenxa yoko le nto nantoni ekutsalayo okanye ekuhlukumezayo ngokweemvakalelo ingeyonxalenye yobomi bakho.
Ukuba kunjalo nakuwe (uhlala kwimeko enetyhefu), sukumamela nabani na kwaye wenze isigqibo sakho sokuqhawula umtshato. Uya kulubona utshintsho oluziva emva koko kwaye undikholelwe awusoze uzisole ngokusaba kwinto engazange ikusebenzele kwasekuqaleni!