Umxholo
- Imimandla yepropathi yoluntu kunye nemithetho emalunga namatyala
- Kuthekani ngempahla kunye nengeniso?
- Ngaba kungathathwa ipropathi ukuhlawula amatyala?
- Kuthekani ngokungabinamali?
- Ipropathi kunye nengeniso
Uxanduva lwakho lwamatyala eqabane lakho lixhomekeke ekubeni uhlala kwilizwe elixhasa ipropathi yoluntu okanye ulwabiwo olulinganayo.
Abo bathi banemithetho yepropathi yoluntu, amatyala atyalwa liqabane elinye lelabo bobabini abatshatileyo. Nangona kunjalo, kwimeko apho kulandelwa imithetho eqhelekileyo, amatyala enziwa lelinye iqabane lelomlingane yedwa ngaphandle kokuba ibiyintswelo yosapho efana nokufundela abantwana, ukutya okanye indawo yokuhlala usapho lonke.
Oku kungasentla yenye yemithetho ngokubanzi kunye namazwe athile e-USA anokungafani okufihlakeleyo xa kufikwa kunyango lwamatyala ahlukeneyo kunye ngokudibeneyo. Imithetho efanayo iyasebenza nakwimitshato yabantu besini esinye kumazwe axhasa oku kungasentla ngokubandakanya ubambiswano lwabesini esifanayo ekhaya kunye neemanyano zabasebenzi ezilingana nezomtshato.
Qaphela oku kungasentla akusebenzi kwimeko apho ubudlelwane abuniki bume bomtshato.
Imimandla yepropathi yoluntu kunye nemithetho emalunga namatyala
E-USA, umhlaba wepropathi yoluntu yi-Idaho, California, Arizona, Louisiana, New Mexico, Nevada, Wisconsin, Washington ne Texas.
I-Alaska inika abantu abatshatileyo ukuba batyikitye isivumelwano sokwenza iiasethi zabo zibe yipropathi yoluntu. Nangona kunjalo, bambalwa abavumayo ukwenza njalo.
Xa kufikwa kumatyala, kuxhomekeka ekubeni kwimeko yokwabiwa kwepropathi yoluntu, amatyala enziwa lelinye iqabane ngexesha lomtshato anetyala lesibini okanye uluntu nokuba omnye wabatshatileyo utyikitye amaphepha etyala .
Apha, enye inqaku elinje lokuba ityala elithathwe liqabane "ngexesha" lomtshato lixhasa oku kungasentla njengelinye ityala. Oku kuthetha ukuba xa wawungumfundi, kwaye uthatha imali mboleko, eli tyala lelakho kwaye alililo elakho ngokudibeneyo liqabane lakho.
Nangona kunjalo, ukuba iqabane lakho lisayina isivumelwano njengomnini-akhawunti ngokudibeneyo koku kungasentla, akukho mthetho kulo mthetho ungasentla. Kukho amazwe e-USA afana neTexas ahlalutya ukuba ngubani umnini wetyala ngokuvavanya ukuba ngubani owenze ityala ukuba yeyiphi injongo kwaye nini.
Emva koqhawulo-mtshato okanye ukwahlukana ngokwasemthethweni, ityala lihlawulwa liqabane elithe lenza eli tyala ngaphandle kokuba lalithathelwe iimfuno zosapho okanye ukugcina iiasethi ezazibanjelwe ngokudibeneyo- umzekelo ikhaya okanye ukuba omabini amaqabane iakhawunti edibeneyo.
Kuthekani ngempahla kunye nengeniso?
Kula mazwe axhasa ipropathi yoluntu, ingeniso yesi sibini kwabelwana ngayo.
Ingeniso efunyanwa liqabane ngexesha lomtshato kunye nepropathi ethengwe ngeniso ithathwa njengepropathi yoluntu kunye nomyeni kunye nenkosikazi engabanini bayo.
Ilifa kunye nezipho ezifunyanwa liqabane kunye nepropathi eyahlukileyo ngaphambi komtshato ayisiyompahla yoluntu ukuba igcinwe ngokwahlukileyo liqabane.
Yonke ipropathi okanye umvuzo ofunyenwe ngaphambi okanye emva kokuqhawulwa komtshato okanye ukwahlukana ngokusisigxina kuthathwa njengokwahlukileyo.
Ngaba kungathathwa ipropathi ukuhlawula amatyala?
Indibaniselwano yepropati yabatshati inokuthathwa ukuze kuhlawulwe amatyala bathi iingcali ezivela kwiinkampani ezihlawula amatyala. Umntu unokuthatha iingcali zincedise ukufumana ukuqonda kwimithetho yepropathi yoluntu xa kufikwa kwintlawulo yamatyala ngexesha lokwahlukana ngokusisigxina noqhawulo mtshato.
Onke amatyala engene ngexesha lomtshato athathelwa ingqalelo njengamatyala adibeneyo amaqabane.
Ababolekisi banokubanga iiasethi ezidibeneyo zabalingane abaphantsi kwepropathi yoluntu ekuhlaleni nokuba ngubani igama elikuxwebhu. Kwakhona, izibini ezikwimeko yepropathi yoluntu zinokusayina isivumelwano sokuba ingeniso kunye netyala labo liphathwe ngokwahlukeneyo.
Esi sivumelwano sinokuba sisivumelwano saphambi okanye sasemva komtshato. Kwangelo xesha, isivumelwano singasayinwa nombolekisi othile, ivenkile okanye umthengisi apho umboleki-mali eza kujonga kuphela ipropathi eyahlukileyo yokuhlawula ityala- oku kunceda ekususeni uxanduva lomlingane kwityala kunye isivumelwano.
Nangona kunjalo, apha elinye iqabane kufuneka livume koku kungasentla.
Kuthekani ngokungabinamali?
Ngaphantsi kwepropathi yoluntu, ukuba elinye iqabane lifake iSaphulelo se-7, onke amatyala epropathi yoluntu omabini abatshatileyo aya kucinywa okanye akhutshwe. Kumazwe aphantsi kwepropathi yoluntu, amatyala enziwa liqabane elinye ngamatyala alowo utshate yedwa.
Ingeniso efunyanwa liqabane elinye ayibi yipropathi yomnini wayo ngokudibeneyo.
Amatyala ahlawulwa ngabo bobabini abatshatileyo kuphela ukuba ityala elingeneyo linezibonelelo ngokubhekisele emtshatweni. Umzekelo, amatyala athathwe okhathalelo lomntwana, ukutya, impahla, indawo yokuhlala okanye izinto eziyimfuneko ekhaya athathwa njengamatyala adibeneyo.
Amatyala adibeneyo aquka omabini amagama amaqabane akwiphepha lomnini. Oku kuyasebenza nasemva kokwahlukana ngokusisigxina kwabo babini ngaphambi komtshato.
Ipropathi kunye nengeniso
Kumazwe anomthetho oqhelekileyo, umvuzo ofunyanwa liqabane elinye ngexesha lomtshato lelalo kuphela iqabane. Kufuneka igcinwe yodwa. Nayiphi na ipropathi ethengwe ngemali kunye nengeniso eyahlukileyo ikwajongwa njengepropathi eyahlukileyo ngaphandle kokuba isihloko sepropathi sisegameni labo bobabini abatshatileyo.
Ngaphandle koku kungasentla, izipho kunye nelifa elamkelwa liqabane elinye kunye nepropati yeqabane ngaphambi komtshato zithathwa njengeziyipropathi eyahlukileyo yeqabane elilelayo.
Qaphela ukuba ukuba ingeniso yeqabane elinye ibekwe kwiakhawunti edibeneyo, loo propati okanye ingeniso iba yipropathi edibeneyo. Ukuba imali yeyabalingani bobabini isetyenziselwa ukuthengwa kweeasethi, loo asethi iba yipropathi edibeneyo.
Ezi asethi zibandakanya izithuthi, izicwangciso zomhlala-phantsi, ukusebenzisana kwemali, izitokhwe, njl.