Umxholo
- Ngubani omele abe ne-prenup?
- 1. Sukuzilazila okanye uzame ukuwuphepha loo mbandela
- 2. Xoxa ngeqabane lakho kwangethuba kunokuba kamva
- 3. Kulungele ukucacisa indlela oqiqa ngayo
- 4. Fumana ukuqonda kwezomthetho kunye nezikhokelo
- 5. Ngaba siyayidinga i-prenup, sithathela ingqalelo imali yethu yangoku kunye nezicwangciso zethu zexesha elizayo?
- 6. Iquka ntoni i-prenup?
- 7. Ixabisa malini i-prenup ebhaliweyo?
- 8. Sele sitshatile na? Ngaba lixesha lokuba senze i-prenup?
- 9. Ngaba i-prenup ingatshintshwa okanye iguqulwe kamva?
Izivumelwano zangaphambi komtshato (prenups) ngamaxwebhu asemthethweni avumela izibini, ezilungiselela umtshato, ukuba zithathe isigqibo ngendlela ezahlulahlula ngayo iiasethi zabo ukuba ekugqibeleni bazifumana beqhawule umtshato.
Ukwanda kwamanani abantu abatshatileyo bacela ukubeleka. Ngenxa yentshukumo entsha yezemali kunye neyosapho, kwizibini ezininzi zeminyaka eliwaka, kusengqiqweni ukuba nesivumelwano ngaphambi komtshato.
Utshintsho lwezoqoqosho nezentlalo lubonakala ngathi lunegalelo ekunyukeni kwee-prenups.
I-Millennials zihlala zitshata kamva kunezizukulwana ezidlulileyo, zibanika iminyaka engaphezulu yokukhulisa iiasethi zabo kunye namatyala.
Kwakhona, indima yabasetyhini njengabafumana umvuzo itshintshile. Namhlanje, phantse iipesenti ezingama-40 zabafazi bafumana ubuncinci umvuzo wesibini, xa kuthelekiswa nesinye kwisithathu sepesenti kwisizukulwana sabazali.
Ukongeza, uninzi lwewaka leminyaka lukhuliswe ngabazali abangenamaqabane, ke bona bacacile kwimfuno esebenzayo yolawulo olululo, kwimeko yeemeko ezimbi kakhulu.
Ngubani omele abe ne-prenup?
Kwixesha elidlulileyo, abantu babedla ngokujonga isivumelwano sangaphambi komtshato njengokucwangcisa umtshato, endaweni yokuceba umtshato wobomi bonke. Nangona kunjalo, abacebisi abaninzi bezemali nabomthetho bacebisa ukuba ne-prenup njengomntu osebenzayo kunye nesigqibo seshishini.
Umtshato kukuthandana.
Nangona kunjalo, ikwayikhontrakthi yezemali neyomthetho. Ukuba enye okanye ezingaphezulu kwezi zilandelayo zisebenza kuwe okanye kwiqabane lakho elizayo, kungangcono ukuba ube nonyulo-
- Uneshishini okanye indawo yokuhlala
- Lindela ukufumana iinketho zesitokhwe kwixa elizayo
- Bamba isixa esikhulu samatyala
- Yiba neeakhawunti ezibalulekileyo zomhlala-phantsi
- Lindela ukuthabatha ixesha kwikhondo lokukhulisa abantwana
- Wakhe watshata ngaphambili okanye unabantwana kwiqabane langaphambili
- Hlala kwimeko apho iiasethi zomtshato zingahlulwanga ngoqhawulo-mtshato ngendlela enokubonakala ifanelekile kwimeko yemali kunye neqabane lakho.
- Xa kufayilwa ukungabinamali kunokwenzeka ukuba iqabane lakho lenze amatyala afanayo
Indlela yokuthetha neqabane lakho malunga prenup
Nazi iingcebiso ezimbalwa eziluncedo zokuya kwiqabane lakho ukubuza isivumelwano esisemthethweni ngaphambi komtshato.
1. Sukuzilazila okanye uzame ukuwuphepha loo mbandela
Umxube wothando kunye nokuthembela ngemali kunye neziganeko ezizayo ezingalindelekanga kunye neziphumo zizinto ezininzi ezibuthathaka kwezihloko ukuzama ukuzilungisa.
Ke, ukuba iyabacaphukisa bobabini abalingane ekuziseni umxholo, ungayibeka bucala kwaye uphinde uyijonge. Nje ukuba iziswe ekuhleni, ungathemba ukuba uza kwenza inkqubela phambili.
Chaza ukuba inqaku kukunceda ukukhusela ubudlelwane bakho ngokuqinisekisa ukuba umngcipheko ongafanelekanga wezezimali kunye neemvakalelo zakho nokuba zeziphi na zexesha elizayo zabantwana azinakuba yingxaki phantsi kwendlela.
2. Xoxa ngeqabane lakho kwangethuba kunokuba kamva
Ixesha elifanelekileyo libalulekile kwi-prenup eyimpumelelo.
Uninzi lweengcali zicebisa ukuba uze nomxholo ngaphambi kokuba ubandakanyeke. Oko kuvumela ixesha elininzi kwiingxoxo ezininzi njengoko kufanelekile ukunceda umlingane wakho ukuba azive engxamile kwisivumelwano angasiqondiyo ngokupheleleyo okanye azive ekhululekile.
3. Kulungele ukucacisa indlela oqiqa ngayo
Yilungele ukunceda iqabane lakho liqonde kwaye lize kuxhasa umbono.
Ngaba uluhlu lwakho lwezizathu ezininzi zilungile, ukukunceda ucacise gca ukuba kutheni uqinisekile ukuba kubalulekile ukuba nesivumelwano.
Chaza ukuba i-prenup ikunceda ukuba nobabini nisebenze ngokuthembekileyo ngoku ukuzikhusela kunye nabo nabaphi na abantwana bexesha elizayo kwingxakeko yeemvakalelo kunye nezezimali kangangoko kunokwenzeka kwimeko enokwenzeka.
4. Fumana ukuqonda kwezomthetho kunye nezikhokelo
Ukuba iimali zakho zilula kakhulu, enye yeendlela ezahlukeneyo ze-DIY onokuzifumana kwi-Intanethi zinokuthi okanye zingonelanga ukubambelela enkundleni.
Kodwa, ukuba ufuna imali ethe kratya yobuqu kunye neyeshishini, kuya kufuneka ubonane negqwetha elinamava.
Imibuzo yokubuza igqwetha lakho libandakanya -
5. Ngaba siyayidinga i-prenup, sithathela ingqalelo imali yethu yangoku kunye nezicwangciso zethu zexesha elizayo?
Kuxhomekeke kwizicwangciso zakho zexesha elizayo, i-prenup ingabaluleka, umzekelo, ukuba ucwangcisa ukubeka ikhondo lomsebenzi wakho ecaleni lokukhulisa abantwana.
6. Iquka ntoni i-prenup?
Umzekelo, ngaba iyagubungela ukungathembeki, ukuthumela okungalunganga kwimidiya yoluntu?
7. Ixabisa malini i-prenup ebhaliweyo?
Ngaba isisombululo se-DIY sinokusebenza kwimeko yethu? Ukwenza i-prenup ethe ngqo yokugubungela imali engaxakekanga, unokucwangcisa ukuchitha phakathi kwe- $ 1,200- $ 2,400 ngokomndilili.
8. Sele sitshatile na? Ngaba lixesha lokuba senze i-prenup?
Ukuba awunayo i-prenup, unokubhalwa ngeposi, nangaliphi na ixesha emva kokuba utshatile, ukwandisa ukhuseleko komnye okanye bobabini abatshatileyo kunye / okanye abantwana.
9. Ngaba i-prenup ingatshintshwa okanye iguqulwe kamva?
I-prenup inokutshintshwa nangaliphi na ixesha, ukuba nivuma nobabini. Inokuba nexesha elifanelekileyo elibandakanyiweyo, ukukhawulezisa uhlaziyo emva kwenani leminyaka elimiselweyo.