Umxholo
- Yintoni unobangela?
- Yintoni eqhubekayo phakathi?
- Ke .... Uyilungisa njani le nto ??
- Izimvo ezimbalwa ...
- Iimfuno ziyimfuneko, iimfuno yiminqweno
Imali ASIYONA ngcambu yazo zonke izinto ezimbi -kodwa uthando lwemali luyiyo.
Imali ibangela uxinzelelo kwaye ihlala ingcambu yoqhawulo mtshato.
Sichitha (i-pun ijolise) amandla amaninzi sigxile, silawula, sinomsindo, siphoxekile kwaye sisebenzisa imali.
Yintoni unobangela?
Xa isibini siba sithi okanye thina, ukuphathwa kwemali kufuneka kuguqulwe ukuze kulingane esi sibini. Rhoqo nangona iingxaki zivela xa imali ihleli inguM okanye mna. Abanye abantu bakhulele kumakhaya apho imali ibiphathwa ngumzali omnye okanye ngumzali omnye. Kusenokwenzeka ukuba imali ibingunobangela weengxabano. Kuxhomekeke ekubeni ngubani olawula imali-ngekukho ukungalingani kwamandla. Ngaphandle kokuba le nkqubo isebenzele amaqela omabini. Amandla kunye nolawulo zizinto eziphambili ezinengxaki yemali emtshatweni.
Xa ufumana abantu ababini abavela kwimvelaphi eyahlukeneyo, kunokwenzeka ukuba bajonge imali ngokwahlukileyo-kwaye kunokwenzeka ukuba babe nokungaboni ngasonye okanye baqhawule umtshato ngenxa yoku.
Kwakhona, isibini esitshatileyo sise-la la land, ngokuthetha, kwaye ababuqondi ncam ubunyani bendlela imali esebenza ngayo kunye nexabiso lobomi.
Uxinzelelo luhlala lukhokelela kwindlela ephathwa ngayo imali. Kuncinci kakhulu okunokuthi kugqitywe ukuqatshelwa okanye ukuthanda kwethu kunemali.
Ngamanye amaxesha abantu basebenzisa imali ukuthenga abanye uthando okanye ingqalelo. Siyayisebenzisa, siyayihlukumeza kwaye sibeka ixabiso elikhulu kuyo. Yindlela yokufikelela esiphelweni- kungenjalo inokubonisa into ethile yezifo.
Yintoni eqhubekayo phakathi?
Ixabiso libalulekile apha. Xa sixabisa into okanye umntu othile kuyenzeka ukuba siyikhathalele.
Indlela esiphatha ngayo imali ithetha lukhulu malunga nokuba singobani kwaye sithini ngexabiso lethu. Vula incwadi etshekileyo yomntu kwaye uya kubona ukuba baxabise ntoni. INDLELA abayichitha ngayo imali yabo ibonakalisa ngokuthe ngqo ikhampasi yabo yangaphakathi.
Buzanani, "Yintoni endiyixabisileyo?" Ngaba yimpilo yakho, ikhaya, iholide, umsebenzi, abantwana, usapho olwandisiweyo, ubunewunewu, ulonwabo ..... njl. Nje ukuba uyazi ukuba uxabise ntoni, kuya kuba lula ukubona ukuba nobabini nikwiphepha elinye na.
Yazi ukuba ungubani. Ngazo zonke iindlela, kodwa ngenxa yesi sizathu, ungubani wena ngokwezemali? Ngaba ungumntu oxhaphaza abanye, okopayo kwaye oneemfihlo; ngubani ongxamisekileyo, olawulayo; ucwangcisiwe, unoxanduva, unesisa,
umntu ozibekela amangomso izinto, othe phithi thsu, weemvakalelo, okanye owakha amatye ukubala nje iimpawu ezimbalwa. Nje ukuba wazi ukuba ungubani, niyakukulungela nobabini ukwazi ukuba ulindele ntoni kwaye ulungise ntoni.
Nanini na xa isibini sitshata, ngequbuliso imali yabo kufuneka kwabelwane ngayo, yahlulwe, kwaye ngamanye amaxesha yabelwe izinto elinye iqela elingaziva lisebenza okanye lilungile. Ezi zigqibo kufuneka zenziwe macala onke; nangona kunjalo zihlala zifihliwe okanye ziqhutywa ngobuqhophololo. Oku kuzala ukunganyaniseki nokuba netyala okanye ukuziva uswele kwaye ungoneliseki.
Ke .... Uyilungisa njani le nto ??
UNXIBELELWANO ngaphambi komtshato luyimfuneko ngokuqinisekileyo. Cacisa okulindelweyo kunye neenjongo zibalulekile ukuqinisekisa ukuba akukho mntu wenzakalayo.
Sonke singena emtshatweni silindele. Ixesha lethu elidlulileyo, ikamva lethu kunye nekamva lethu liza kudlala - kodwa inye into esingayiqondiyo kukuba elidlulileyo lethu lisikhathaza. Esi siporho sihleli ukuze sonakalise ubudlelwane bethu.
Cinga ngamatyala owazisileyo wena neqabane lakho kubudlelwane. Khawuthelekelele ukuba zeziphi na ezizezakho ngoku. Uya kusingathwa njani lo mbandela?
Ke obuphi ubudlelwane bakho nedola usomandla? Vavanya oku kunye neqabane lakho nibone ukuba niyahlukana kangakanani, okanye nisondele kangakanani omnye komnye.
Izimvo ezimbalwa ...
Inye-yenza iakhawunti edibeneyo yeendleko ezizinzileyo. Oku kuthetha iindleko ezichazwe ngokufanayo inyanga nenyanga okanye unyaka. Imizekelo bubambiso, irente, iintlawulo zeinshurensi, iintlawulo zemoto, irhafu.
Isibini-yenza iakhawunti yokonga, le akhawunti yenzelwe iiholide ezicwangcisiweyo, ikholeji yabantwana, iintlekele ezingalindelekanga okanye ukubeka nje iipeni kusuku lwemvula.
Iakhawunti yesithathu neyesine eyahlukileyo. Elinye liqabane ngalinye. Babizwa ngokuba ziiakhawunti zokuqonda. Ngabakho nabakho wedwa. Ungayichitha imali kwi-golf, pedicure, nantoni na oyifunayo-ungayinika ukuba uyafuna-ungayinika mna !!
Ulibala njani eli xabiso ngokuhlawula ezinye iiakhawunti kuqala kwaye emva koko nantoni na eseleyo-yeyakho.
Ke, ukuba uhlawula zonke iindleko ezizinzileyo, kwaye ujonge iiakhawunti zakho zokonga uya kuba nepesenti nganye oza kuyifaka kwiakhawunti yakho yokubona. Khumbula eyakho- kwaye awunyanzelekanga ukuba uxele kwiqabane lakho.
Yiba selubala - ukufihla kuyinto exhaphakileyo kwaye luphawu lokuba kukho iingxaki emtshatweni nakwezinye iindawo.
Yenza isicwangciso. Izicwangciso zilungile. Iqela ngalinye liyazi ukuba lilindele ntoni kwaye liza kufika njani ukusuka apha. Izicwangciso zinezibonelelo ezininzi; banceda bobabini banxibelelane ngeenjongo zakho kwaye bayakubonisa
kokubini into oyixabisileyo kunye nokuzibophelela kwakho ekwenzeni isicwangciso sakho siphumelele, kwaye komnye nomnye iimfuno kunye nezinto azifunayo.
Iimfuno ziyimfuneko, iimfuno yiminqweno
Oku kwinqanaba elithile lokuzithoba; nangona kunjalo, yinxalenye ebalulekileyo yokuba noxanduva.
Kufuna ukukhula okuninzi ukuze siyazi indlela yokuphatha imali kakuhle. Lindela iingxaki kunye nemimangaliso; ubomi abukhupheli ngaphandle nabani na kwiimeko ezinzima. Khumbula, imali ayongxaki- yindlela ophatha ngayo wena neqabane lakho!
Zibuze kunye neqabane lakho imibuzo embalwa ukuze wazi ukuba bavela phi nefilosofi yabo malunga nemali.
Imali ayithethi ukonwaba kwaye uninzi lwezinto esinokuzifumana ngemali zexeshana kwaye ziyahambelana. Amandla alo adluliselwe kumntu omnye ukuya kwihlabathi lonke.
Kufuneka sinoxanduva kwaye sibe namagosa alungileyo emali yethu. Kufuneka sabelane ngemali yethu kwaye sincede abo bangathathi ntweni. Ekupheleni kosuku .... asinakuhamba nayo ...
... kwaye lelinye inqaku malunga nelifa ...
Okokugqibela, yazi ukuba uza kumqesha nini umcebisi wezezimali. Asinakuba ziingcali kuyo yonke into!
Yiba ngumntu olungileyo nonxibelelana kakuhle. Thatha uxanduva; ukuba ngumntu okhulileyo, onengqiqo, ocwangcisiweyo, olungileyo, onesisa, kwaye wazi umahluko phakathi kweemfuno kunye nezinto ozifunayo kunye nokuzazi; ukuba ungubani kwaye ubeka njani iimfuno zabanye ngaphezulu kwezakho kwaye ungabelana njani nabanye. Oku akuncedi kuphela emhlabeni, kuya kuphucula ukuba awugcini umtshato wakho.