Umxholo
- Ukucwangciswa kwemali kunye nobudlelwane bakho
- Ukulawula umtshato kunye nemali
- Ukulinganisa usapho oluncinci kunye nemali
Ngaba kuyinyani ukuba imali kunye nokuthandana akubenzi abantu abalala kakuhle? Kubonakala ngathi. Izibini ezininzi zichonga iingxaki zemali njengemvelaphi yengxabano kubudlelwane babo. Kwinzame zokugalela ioyile kumanzi aneengxaki, sidibanise isikhokelo sokucwangciswa kwezemali kuwo onke amanqanaba aphambili alo naluphi na ulwalamano. Esi sibini sigcina kunye sihlala kunye.
Ukucwangciswa kwemali kunye nobudlelwane bakho
Kwiminyaka yokuqala yalo naluphi na ulwalamano, kunokubonakala ngathi yeyona nto yokugqibela nifuna ukuthetha ngayo yimali. Unandipha ukwazana, kwaye ufuna ukukholelwa kuphela okona kulungileyo omnye nomnye, akunjalo? Imali ibonakala ingenamsebenzi, okanye iyinto eqhelekileyo. Ngelixa oku kuqondakalayo, kuxa uqala ukuthathela ingqalelo iqabane lakho njengethemba lexesha elide ukuba kubalulekile ukuba nencoko malunga nendlela yokwakha iimali zakho.Umzekelo, xa ucinga ngokufuduka kunye kunokuba lixesha elihle lokuzisa isifundo, njengoko nisazokwabelana ngoxanduva okokuqala.
Xoxa malunga nokuba uceba ukugcina yonke ibhanki yakho yahlukile, nokuba unqwenela ukuyidibanisa yonke, okanye udibane kwenye indawo phakathi. Indlela entle yokubonisa ukuzibophelela kwakho komnye nomnye ngelixa ugcina inqanaba lokuzimela lokuthuthuzela kukuvula iakhawunti yokonga ngokudibeneyo kodwa ugcine iiakhawunti zakho zemihla ngemihla. Oku kukuvumela ukuba udibanise izixhobo ngenjongo efanayo, njengeholide okanye idiphozithi yezindlu, ngelixa usakwazi ukulawula uninzi lwemali yakho buqu.
Ukulawula umtshato kunye nemali
Nawuphi na umtshato ophumeleleyo, nothatha ixesha elide uya kuthi ngethemba uzaliswe yimiceli mngeni yokuba woyise kunye. Ukuthetha ngokwasezimalini, uya kuba nakho ukuphumeza nantoni na kunye, ukuba nje unokwazi ukuba nezincoko ezinyanisekileyo nezingqalileyo malunga nemali neqabane lakho.
Eyona nto iphazamisayo ekuziphatheni kwezithandani ezichongiweyo kwiqabane kukungakhathali ngemali, ke ukuba wena neqabane lakho niza kucwangcisa umtshato kunye, niqale ishishini, okanye niqale ingxowa mali yokonga imeko engxamisekileyo, kubalulekile ukuba ukuthembana kubekhona phakathi kwezi wena xa kufikwa emalini.
Ukulinganisa usapho oluncinci kunye nemali
Nje ukuba sizise abantwana kulo naluphi na ulwalamano, iziteyki ziyaphakanyiswa. Ngoku awusenazo nje ezakho ukuba uzikhathalele, ke ucwangciso lwezezimali, uhlahlo-lwabiwo mali kunye nokuthembeka konke kubaluleke kakhulu.
Ukuba nabantwana kuzisa isixa esikhulu sovuyo, kodwa njengalo naluphi na utshintsho olukhulu kubomi, zininzi iindleko ongakhange uziqwalasele. Oku kunokuba zizinto ezinkulu njengokuphucula indlu yakho kunye / okanye imoto ukwenza indawo yomntwana, ukuya kwizinto ezincinci ezinjengokunakekelwa kwempilo, ukutya, impahla kunye nezinto zokudlala. Hlanganisa eli nqanaba liphakanyisiweyo lenkcitho yosapho kunye nethuba lokuba elinye iqabane lifumane isinciphiso / zero ingeniso ngelixesha lekhefu lobuzali, kwaye isidingo sokuthembana kwezemali kunye nonxibelelwano siyakhula.
Into eninzi izibini ezinokuthi zingayithathi ingqalelo kukuba ubudlelwane babo njengesibini bunokutshintsha ngeendlela abangenakulindela ngazo xa abantwana beza. Ngawo wonke umsebenzi ojikelezayo kunye nokhathalele iimfuno zomncinci, kunokuba lula kakhulu ukuthatha iqabane lakho njengelingento yanto. Njengoko ixesha lihamba, izinto ezincinci ezinje ngemini yokuzalwa kunye nezipho zomthendeleko zihlala zingalandelwa. Qiniseka ukuba wena neqabane lakho nithatha ixesha lokuxabisana, kunye nomsebenzi owenzayo yonke imihla ukwenza ikhaya lakho libe yindawo eyonwabisayo.