Umxholo
- 1. Unxibelelwano
- 2. Ukuqonda
- 3. Ukugcina izibophelelo
- 4. Bonisa ingqibelelo
- 5. Ukuhoya iimfuno zabo ezincinci
- 6. Ukuba ngumnini nokuxolisa ngayo nayiphi na imali erhoxisiweyo
Emva kokufunda isihloko, abaninzi banokuzibuza ukuba yintoni na iakhawunti yebhanki yeemvakalelo?
Uninzi lwethu luqhelekile kumxholo weakhawunti yebhanki apho sisenza khona imali, siqhubeke nokuyigcina kwaye siyirhoxise imali ngexesha lokudinga. Iakhawunti yebhanki yeemvakalelo isebenza ngendlela efanayo ngaphandle kwemali kule akhawunti kukuthenjwa endaweni yemali.
Le akhawunti imisela inqanaba lokuthuthuzela kunye nokukhuseleka oziva ngalo nomnye umntu njengabahlobo bakho okanye iqabane lakho.
Ukukhankanywa apha ngezantsi zindlela ezimbalwa zokugcina iakhawunti yebhanki eyomeleleyo enokunceda ukugcina ubudlelwane bakho busempilweni.
1. Unxibelelwano
Iincoko ezivulekileyo, ezinentsingiselo zilungile ukutyala imali kwiakhawunti yakho yebhanki yeemvakalelo.
Ukuthetha kunye nokwabelana ngeengcinga zakho kunye nezimvo zakho ngelixa uve izimvo zeqabane lakho kunye neemvakalelo zabo zivumela nobabini ukuba bomeleze ubudlelwane bakho kunye nokuchitha ixesha elisemgangathweni.
Ungalisebenzisa eli xesha ukwazisa abanye ngezinto ozilindeleyo kuba akukho mntu ufunda ngengqondo. Xa ulindelo lwethu luzalisekisiwe, siqala ukubeka ukuthembela ngakumbi komnye umntu.
2. Ukuqonda
Ukuqondana kungumbandela obalulekileyo kulo naluphi na ulwalamano ukuze luphumelele.
Kuya kufuneka ukwazi ukumamela ngenyameko kwinto ethethwa ngomnye umntu. Qiniseka ukuba bayazi ukuba unomdla kwinto abazokuyithetha kwaye uphendule ngokunqwala kunye nokugcina ukujonga emehlweni.
Ukukwazi ukuba novelwano nomntu nako kubaluleke kakhulu. Bakhathalele kwaye ube nobubele kubo. Mamela ukuba novelwano kwaye ungagxeki.
3. Ukugcina izibophelelo
Ukugcina izibophelelo ozenzayo kubalulekile ekwakheni ukuthembana kunye nokuqhubeka nokutyala imali kwiakhawunti yakho yebhanki yeemvakalelo. Kuhlala kumnandi xa umntu egcina izithembiso zakhe kwaye esenza kanye njengoko betshilo.
Qiniseka ukuba ubusekhaya xa ubusithi uza kuhamba okanye uzokutya isidlo sangokuhlwa njengoko ubutshilo endaweni yokuvumela umsebenzi ungene phakathi kwezicwangciso zakho. Siyakwazi ukongeza kwiimvakalelo zethu xa sigcina izibophelelo zethu.
4. Bonisa ingqibelelo
Ingqibelelo yenye yezitena ezibekiweyo njengesiseko sayo nayiphi na into yokuthembana.
Naluphi na ulwalamano olungenakho ukuthembeka kuye nawuphi na amaqabane luya kuqhubeka nokuba nesiseko esingagungqiyo kwaye ekugqibeleni siyakuwa sichithakele. Qiniseka ukuba uyalithanda kwaye ulikhathalele iqabane lakho kwaye unyanisekile nge-100% kubo.
Yiba nesimilo esifanelekileyo sokuqinisekisa ukuba omnye umntu uyakwazi ukukuthemba ngokungaboni.
Ukongeza, qiniseka ukuba awusoze wenze nantoni na enokwaphula intembeko yabo kuwe kuba iintlungu zokungcatshwa zinzima kakhulu ukujongana nazo kwaye zinokwenza ukuba umntu abe sentlungwini, unxunguphalo, ixhala, ukonakalisa ukuzithemba kwaye, kwanokudakumba okukhulu.
5. Ukuhoya iimfuno zabo ezincinci
Njengoko kusitshiwo, zizinto ezincinci ezidityanisiweyo ukwenza izinto ezinkulu.
Ngelixa kufuneka kujongwane nezona mfuno ziphambili kunye neemfuno ukuba umntu ngamnye, kukwabaluleke kakhulu ukukhumbula abancinci. Izinto ezincinci zobubele ezinjengoncumo, ukwanga okanye ukuhlonipha umntu othile zinokuhamba umgama omde kwaye zinokuba negalelo kubo ekuthembeni ngakumbi kuwe. Ibonisa umntu ukuba umkhathalele kwaye uyakuhlala enomqolo.
6. Ukuba ngumnini nokuxolisa ngayo nayiphi na imali erhoxisiweyo
Sonke sithwala iimpazamo kwaye sihlala senza iimpazamo.
Naluphi na uhlobo lokurhoxa olwenza kwiakhawunti yakho yebhanki yeemvakalelo kufuneka ibenakho kwaye ibalwe.
Ukurhoxa kungenza ukwaphula ukuthembana komntu, kwaye ekuphela kwendlela yokwenza ukubonakalisa ukuzisola okwenyani. Qiniseka ukuba ukhupha uxolo ngokwenyani njengediphozithi ukuze ulwe nomonakalo esiwenzileyo kwiakhawunti yebhanki yeemvakalelo.
Iakhawunti yebhanki eneemvakalelo kufuneka igcinwe njengoko umntu enokugcina iakhawunti yakhe yebhanki. Ukujikela kwiqabane lakho, ukuya kulo kunye nokubanika uthando, inkathalo kunye nenkxaso yindlela onokuthi wenze ngayo idiphozithi kwiakhawunti ngelixa ujika kude kubo kukurhoxa.
Njengayo nayiphi na iakhawunti yebhanki, ibhalansi ye-akhawunti zero iyothusa ngelixa ibhalansi engalunganga ifuna ingqalelo ekhawulezileyo okanye ingakhokelela kwiziphumo ezibi.