Umxholo
- Ithini inkqubo elandelwayo ngexesha loqhawulo-mtshato olungaphikiswayo?
- 1. Ukwahlulwa kwepropati
- 2. Inkxaso yomlingane
- 3. Ukugcinwa komntwana
- 4. Inkxaso yomntwana
- Umahluko phakathi koqhawulo-mtshato oluphikisanayo nolungaphikiswayo
- Uqhawulo mtshato olungaphikiswayo luthatha ixesha elingakanani?
- Ngaba kufuneka uye enkundleni yamatyala ukuze uqhawule umtshato?
- Ngaba uqhawulo-mtshato olungenakuphikiswa lunokuphikiswa?
- Ngaba ndifanele ndiqhawule umtshato?
Ukuba kubonakala ngathi umtshato wakho uza kuphela, unokungaqiniseki malunga nezinto ozikhethayo ngokwasemthethweni kunye neenkqubo eziza kulandelwa.
Xa uqhawula umtshato, uhlala unokhetho oluninzi ngendlela oqhuba ngayo, kwaye enye yezinto zokuqala ukujongana nokuba ngaba uqhawulo-mtshato lwakho luya kuphikiswa okanye aluphikiswa. Ukuba awukakulungeli ukuphelisa umtshato wakho, izibini zinokukhetha ukwahlukana ngokwasemthethweni.
Xa abantu abaninzi becinga ngoqhawulo-mtshato oluphikisanayo, bakholelwa ukuba lubhekisa ekubeni umntu unqwenela na ukuphikisana nesicelo soqhawulo-mtshato samaqabane abo. Nangona kunjalo, ngelixa kunokwenzeka ukuba ulwe ngokuchasene noqhawulo-mtshato kwaye uzama ukugcina umtshato, kungcono ukuba uqhubeke ngokungathi uqhawulo mtshato luya kwenzeka.
Ukuba abatshatileyo bathatha isigqibo sokuphinda baxolelane, uxwebhu loqhawulo-mtshato lunokurhoxiswa, kodwa ngokulungiselela indlela yokujongana nemicimbi ebandakanyekayo ekupheliseni umtshato, banokuqinisekisa ukuba amalungelo abo akhuselekile ukuba ekugqibeleni bathathe isigqibo sokuqhawula umtshato.
Ke yintoni uqhawulo-mtshato olungaphikiswayo?
Ukusuka kwimbono yezomthetho, uqhawulo-mtshato olungaphikiswayo lubhekisa kwimeko apho abatshati banakho ukufikelela kwisivumelwano kuyo yonke imiba esemthethweni engahambelaniyo nokusombulula imicimbi engaphandle kwenkundla.
Endaweni yokuthatha ityala phambi kwejaji limcele ukuba athathe isigqibo, abatshati banokufikelela kwisigqibo soqhawulo mtshato ngokwabo, kwaye xa zonke izigqibo ezibandakanyekileyo ekupheliseni umtshato wabo zenziwe, banokugqibezela inkqubo yoqhawulo-mtshato kwaye baphele ngokusemthethweni umtshato wabo.
Ithini inkqubo elandelwayo ngexesha loqhawulo-mtshato olungaphikiswayo?
Kuqhawulo-mtshato olungaphikiswayo, amaqabane kuyakufuneka akwazi ukusebenzisana ukusombulula imiba ebandakanyekayo ekupheliseni umtshato wabo. Ngenxa yale nto, kuhlala kulunge kakhulu ukuba baxoxe ngokuphela komtshato wabo ngaphambi kokuba elinye iqabane lifake isicelo soqhawulo mtshato.
Oku kunokubanceda bachonge nayiphi na imiba yezemali abanokufuna ukuba bayisombulule, kwaye banokuqalisa ukusebenza kunye ukumisela indlela yokusombulula imicimbi enxulumene nokugcinwa kwabantwana kunye nexesha lokuba ngumzali.
Emva kokuba elinye iqabane lifake isicelo soqhawulo mtshato, elinye iqabane liya kufaka impendulo. Baya kuthi emva koko bagqibezele inkqubo yokufumanisa, apho iqabane ngalinye liya kwenza uxwebhu olupheleleyo lwezemali komnye malunga nengeniso abayifumanayo, ipropathi yabo, kunye namatyala abatyala wona.
Oku kuyakuqinisekisa ukuba banalo lonke ulwazi abaludingayo ukuze bathethathethane ngesivumelwano soqhawulo mtshato esifanelekileyo.
Amaqela kuya kufuneka ajongane nayo yonke imiba yomthetho ebandakanyekayo ekupheliseni umtshato wabo, kwaye Banokuyisombulula le micimbi ngokwenza uthethathethwano phakathi kwabo okanye ukusebenzisa iindlela ezinjengokulamla okanye umthetho wokusebenzisana.
Imiba eza kuqwalaselwa ingaquka:
1. Ukwahlulwa kwepropati
Yonke ipropati yomtshato isibini esisesayo kunye kuya kufuneka sahlulwe ngokulinganayo nangokulinganayo phakathi kwabo bobabini.
Impahla yomtshato inokubandakanya imali kwiiakhawunti zebhanki ezidibeneyo, ikhaya lomtshato, izithuthi, ifenitshala, ubucwebe, izinto eziqokelelweyo kunye neeakhawunti zomhlala phantsi okanye ipenshoni. Isibini siya kufuna kwakhona Yahlula nawaphi na amatyala ngokudibeneyo, ezinjengeebhalansi zekhadi letyala.
2. Inkxaso yomlingane
Elinye iqabane linokufuna inkxaso yemali kwelinye emva komtshato.
Oku kuhlala kubhekiswa kuko njenge isondlo okanye ulondolozo lomlingane, kwaye isixa senkxaso siyakusekelwa kwingeniso efunyenwe ngabo bobabini, ngelixa ixesha lokuhlawula liza kuhlala lixhomekeke kubude bomtshato.
Jonga kwakhona: 7 Izizathu eziqhelekileyo zokuqhawula umtshato
3. Ukugcinwa komntwana
Ukwahlukana kwabazali kuya kufuneka ukumisela ukuba baya kwabelana njani ngoxanduva ababandakanyekayo ekukhuliseni abantwana babo, kwaye kuya kufuneka benze ishedyuli yexesha eliza kulichithwa ngabantwana nomzali ngamnye.
4. Inkxaso yomntwana
Ngokwesiqhelo, umzali ogcina umntwana (umzali-nabantwana bachitha ixesha elininzi kunye) uya kufumana inkxaso-mali komnye umzali.
Nje ukuba yonke le micimbi isonjululwe, iyakufakwa kwisivumelwano soqhawulo mtshato. Abalingane baya kuthi emva koko baye kwindibano yokugqibela yenkundla apho kuya kuvunywa khona oku, kwaye kuqhawulwe umtshato.
Umahluko phakathi koqhawulo-mtshato oluphikisanayo nolungaphikiswayo
Ngelixa uqhawulo-mtshato olungenakuphikiswa lusenokungabinangxabano ngokupheleleyo, ihlala iyinkqubo yokuchasana kakhulu kunaleyo yoqhawulo-mtshato ekhuphisanayo.
Ukuba Abalingane banokuvuma ukusombulula ukungafani kwabo phakathi kwabo, banokuphepha ubunzima obuninzi obuza nokusombulula imicimbi enkundleni.
Kuqhawulo-mtshato oluchaseneyo, ukuxoxwa kweenkundla ezininzi kuya kufuna ukubanjwa ukulungisa imicimbi eyahlukeneyo ngexesha lenkqubo yoqhawulo-mtshato, ekhokelela kwityala loqhawulo-mtshato apho ijaji iya kwenza izigqibo zokugqibela ngayo nayiphi na imiba engekenziwa.
Iqabane ngalinye liya kudinga ukuhlawulela igqwetha ukuba lilungiselele kwaye lifayilishe amaxwebhu ezikhalazo kwaye linike ukumelwa kwezi ngxoxo. Basenokufuna ukuhlawulela abavavanyi bezemali, abavavanyi bokugcina abantwana, okanye ezinye iingcali.
Uninzi lwezi ngxaki kunye neendleko zinokuthintelwa kuqhawulo-mtshato olungaphikiswayo, kwaye le nkqubo inokuhlala igqitywa ngokukhawuleza kwaye ngokulula ukuba abatshatileyo bayakwazi ukuxoxa ngesivumelwano abanokuvumelana ngaso bobabini.
Ndidinga igqwetha loqhawulo-mtshato olungaphikiswayo?
Nokuba amaqabane ayakwazi ukufikelela kwisivumelwano kwimiba eyahlukeneyo ebandakanyekayo ekupheliseni umtshato wabo, kuyacetyiswa kakhulu ukuba ubonane negqwetha ngaphambi kokugqitywa kwenkqubo yoqhawulo-mtshato.
Igqwetha loqhawulo-mtshato elingaphikisaniyo linokukunceda ngeefom zoqhawulo-mtshato ezingaphikisaniyo kunye neendleko zoqhawulo-mtshato ezingaphikiswanga.
Banokuqinisekisa ukuba yonke imicimbi yezomthetho ilungisiwe, kwaye banokuchonga naziphi na iinkxalabo ezinokukhokelela kwiingxaki emva kokuba kuqhawulwe umtshato.
Ngokukodwa, igqwetha linokumela iqela elinye kuphela kuqhawulo-mtshato.
Ukuba elinye iqabane lisebenze negqwetha ukulungiselela ukuhlawulwa kwetyala, elinye iqabane kufuneka libonisane negqwetha lalo ukuqinisekisa ukuba ityala liya kuwakhusela amalungelo abo kwaye lihlangabezane neemfuno zabo.
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Uqhawulo mtshato olungaphikiswayo luthatha ixesha elingakanani?
Ubude boqhawulo-mtshato olungaphikiswayo buya kuxhomekeka kubunzima bemicimbi efuna ukusonjululwa.
Ukuba abatshati abanabo abantwana kunye, abanakhaya, kwaye banamatyala amancinci, banokwazi ukujongana nemicimbi ngokukhawuleza nangokulula kwaye bagqibezele uqhawulo-mtshato lwabo kwiiveki nje ezimbalwa.
Nangona kunjalo, ukuba amaqabane kufuneka asombulule imicimbi enxulumene nokugcinwa kwabantwana, ubunini bezinto ezinzima, okanye inkxaso yomlingane, ukufikelela kwisivumelwano kungathatha iinyanga ezininzi okanye ngaphezulu.
Ngaba kufuneka uye enkundleni yamatyala ukuze uqhawule umtshato?
Ukuba abalingane bayakwazi ukuxoxa ngesivumelwano phakathi kwabo, banakho ukunqanda ukuya enkundleni de kube lixesha lokuxoxwa kwetyala lokugqibela apho baya kufaka khona ityala labo kwaye bagqibezele inkqubo yokuphelisa umtshato wabo.
Nangona kunjalo, nakuqhawulo-mtshato olungaphikiswayo, kungafuneka ukuya kwiintlanganiso zenkundla ukumisela indlela eminye imicimbi, enjengokugcinwa kwabantwana okanye inkxaso yomntwana, eza kusingathwa ngexesha lenkqubo yoqhawulo-mtshato.
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Ngaba uqhawulo-mtshato olungenakuphikiswa lunokuphikiswa?
Nokuba amaqabane ayavuma ukusebenza kunye ukuze bathethathethane ngesivumelwano soqhawulo-mtshato, banokufumanisa ukuba kukho imicimbi abangenakukwazi ukufikelela kwisivumelwano ngayo.
Kule meko, uqhawulo-mtshato lwabo lunokuphikiswa, kwaye ityala loqhawulo-mtshato lisenokufuna ukubanjwa ukusombulula imicimbi engekenziwa.
Nangona kunjalo, kwiimeko ezininzi, ijaji iya kukhuthaza amaqabane ukuba afumane indlela yokufikelela kwisivumelwano ngaphandle kwemfuneko yetyala.
Ngaba ndifanele ndiqhawule umtshato?
Inkqubo yoqhawulo-mtshato yesiqhelo ibandakanya amadabi ashushu kwindlu yenkundla njengoko amaqabane ephikisana ngendlela imicimbi ebandakanya abantwana babo, impahla yabo, kunye nemali yabo ekufuneka iphathwe ngayo.
Nangona kunjalo, uqhawulo-mtshato akufuneki lube lutshaba, kwaye kwiimeko ezininzi, abatshatileyo bayakwazi ukuxoxa ngesivumelwano kwaye bagqibezele inkqubo yoqhawulo mtshato ngengxabano encinci.
Ukuba ujonge ukuqeda umtshato wakho, kuya kufuneka uthethe negqwetha lomthetho wosapho malunga nezinto onokuthi ukhethe kuzo kwaye ufunde ukuba ungasebenza njani ukufikelela kwisigqibo soqhawulo mtshato esiya kukhusela amalungelo akho kunye nokuhlangabezana neemfuno zakho.
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