Umxholo
- IiNkqubo zoHlahlo-lwabiwo mali
- UkuCwangciswa kokuHamba iiNkqubo
- IiNkqubo zoKhokelo lweNgingqi
- Ukuhlawula iiNkqubo
- IiNkqubo zeBhanki
Ngelixa kunokuvakala ngathi ikhalenda ivele nje ukusuka ngo-2016 ukuya ku-2017, ukujonga nje ngokukhawuleza kuya kukuxelela ukuba abantwana baya kuba belungiselela ikhefu lentwasahlobo ngaphambi kokuba wazi. Kubazali, oko kunokuthetha ukuba bajonge phambili ekuphumeni emsebenzini kwaye baqwalasele ukuba benze ntoni ngale veki. Ewe, ukuze uye naphi na, uyakufuna uhlahlo-lwabiwo mali- kwaye ngelixa imali ithanda ukuba yenye yezona zinto zibangela eyona mbambano kwiintsapho, itekhnoloji iguqukele kwinqanaba apho inokuba sesinye sezixhobo ezilungileyo ukwenza uhlahlo lwabiwo mali lwentwasahlobo. Nazi ezinye zeendlela ozithandayo zokuya kusetyenziso xa ujonge phambili kwikhefu lentwasahlobo.
IiNkqubo zoHlahlo-lwabiwo mali
Awunakho ukuya kuhambo ukuba awunayo ibhajethi, icacile kwaye ilula. Ukuba ungagcina kwangaphambili kuhambo, nokuba bhetele! Ngethamsanqa, uninzi lweapps ziyafumaneka ukubala uhlahlo-lwabiwo mali, ukusuka kwizinto ezilula zokufaka / zokukhupha ukuya kwiiapps ezinamandla nezinamandla ezinokudibanisa nebhanki yakho kuvavanyo lwexesha lokwenyani. Umzekelo, i-YouNeedABudget yinkqubo yohlahlo-lwabiwo mali lweprimiyamu ekunceda ukuba uququzelele kwaye ubeke izinto malunga nedola nganye oyichithayo. Iiapps ezibandakanya amanqaku ebhanki, iPocketGuard kunye neMint zibonelela ngonxibelelwano olukhuselekileyo kwiibhanki, zikunika imbono yokujonga iimali zakho ngelixa unikezela ngeengcebiso zokuchitha iindleko zakho. Ukusuka apho, unokucwangcisa uhlahlo-lwabiwo mali lweemfuno ezithile. I-Mint ikwasebenza njengedashbhodi ebanzi yebhanki, ikwazisa ngeentlawulo ezingaqhelekanga kwaye ikwanikezela nonxibelelwano lokuhlawula imali.
UkuCwangciswa kokuHamba iiNkqubo
Nje ukuba ufumanise ukuba uza kuba yintoni uhlahlo-lwabiwo mali, inyathelo elilandelayo kukukhathalela uhlahlo-lwabiwo mali lwezinto zakho ezibiza kakhulu. Xa kuziwa ekucwangciseni ukuhamba ngekhefu lasentwasahlobo, oko kuhlala kuthetha ihotele kunye nenqwelomoya. Iiapps ezinje ngeBooker.com, Scoretrip, Skyscanner kunye noMcebisi wohambo zinika zonke izisombululo zokucwangciswa kohambo, kodwa ukongeza kubuchule bokukhangela kunye nokubhukisha (okukunceda ugcine imali ngokuthenga kunye nokuthelekisa), iiapps ezinje ngezi zinikezela ngeempawu ezandisiweyo ezinje ngezilumkiso zamaxabiso kunye nezivumelwano zomzuzu wokugqibela. Ngelixa uninzi lweeapps zokuhamba zibotshelelwe kwinkonzo yewebhu enegama elifanayo, iiapps zinokubaluleka ngenxa yezaziso zexesha lokwenyani.
IiNkqubo zoKhokelo lweNgingqi
Nje ukuba ufike kwindawo oya kuyo, kuyakufuneka utye, usele, uthenge kwaye uphumle. Ii -apps zesikhokelo sasekhaya ezinje ngeYelp kunye nokutya okukuNgingqi kukunika isikhokelo sokutya ngokusekwe kwindawo ekuyo okanye ukukhangela. Ezi ziphumo zinokugrunjwa phantsi ngokusekwe kumanqaku omsebenzisi, uluhlu lwamaxabiso, kunye nohlobo, olugqibeleleyo ekucwangciseni usuku kwangaphambili. Ukuba uya kwesinye sezixeko zabo ezixhaswayo, i-Spotted by Local yinkqubo ekhethekileyo enikezela ngeengcebiso zangaphakathi kubahlali ukunceda iindwendwe ziyonwabele isixeko sazo. Iinkqubo ezininzi zesikhokelo sasekhaya zikwabotshelelwe kwiikhuphoni okanye kwizaphulelo, ke qiniseka ukuba ujonga naziphi na izivumelwano ezizodwa ngaphambi kokwenza ugcino.
Ukuhlawula iiNkqubo
Kwiminyaka eyadlulayo, abantu babesiya ebhankini ukuya kufumana iitsheki zabahambi bephepha kunye nemali encinci xa besiya eholideyini. Kule mihla, kulula kakhulu ukusebenzisa usetyenziso lokuhlawula. Ukongeza kwi-PayPal eyaziwayo, uGoogle, iApple kunye neSamsung baneeapps zabo zokuhlawula ezibotshelelwe kubathengisi abaninzi balapha ekhaya. Kuxhomekeka kwinto oyifunayo, iiapps ezahlukeneyo ziya kuhambelana neemfuno zakho ezahlukeneyo. Umzekelo, ukuba udibana nabahlobo kunye nosapho olwandisiweyo, i-PayPal kunye nezinye ii -apps zokuhlawula ngokuthe ngqo ze-P2P zinokukunceda ukwahlula iindleko kunye nokwabelana ngeendleko. Ii -apps eziqhutywa ngakumbi zomrhwebi ezinje ngeWalethi kaGoogle zininzi malunga nokhuseleko kunye nokusebenza ngokukuvumela ukuba ujonge ngaphandle kokukhathazeka ngemali yamaphepha okanye ukulahleka kwekhadi letyala.
IiNkqubo zeBhanki
Uninzi lweebhanki kunye nemibutho yabasebenzi yokuthenga ngetyala zibonelela ngeeapps zabo kwezi ntsuku. Ngelixa ukusebenza kuyahluka ngokusekwe kubaphuhlisi bebhanki nganye abayenzileyo, eyona nto iphambili kukuba uya kuba nakho ukufikelela kwiibhalansi zeakhawunti kunye neerhafu-ezona zinto zisisiseko zifunekayo ekwenzeni uhlahlo-lwabiwo mali. Ezinye ii -apps zebhanki zibonelela ngeempawu eziphambili, ezinje ngezaziso zokuhlawuliswa kwangoko, ukuvalwa kwe-geo yamandla okuthenga, ukuhlawulwa kwetyala kunye nokunye.
Eziapps zingasentla ziya kukunika isiseko sokucwangcisa uhambo lwakho losapho ngekhefu elinobuhlakani, elinengqiqo, kwaye elinendleko. Ewe, ekugqibeleni, yonke itekhnoloji emhlabeni ayizukubetha ingqondo, ke nokuba usebenzisa ziphi iiapps okanye apho ukhetha ukuya khona, khumbula ukuhlala ngaphakathi kweendlela onazo kwaye ucwangcise kwangaphambili. Ngokwenza njalo, uya kuma ukhumbuleke kwaye wonwabe ngekhefu lasentwasahlobo elingophuli (akukho pun ejoliswe kuyo) ebhankini.