Umxholo
- 1. Ezona ndleko zisisiseko zoqhawulo-mtshato: Ukugcwaliswa kwenkundla
- 2. Iindleko zoqhawulo-mtshato ezisisiseko ngokunxulumene nekhaya
- 3. Ukubhengeza imali kwinkqubo yoqhawulo-mtshato
- 4.Ukusebenzisa iiasethi kunye namatyala ukulindela iindleko zoqhawulo mtshato ezisisiseko
Kuninzi okunokuqwalaselwa xa uku uqhawula umtshato. Inye into ebalulekileyo? Iindleko zoqhawulo mtshato kunye neziphumo zemali.
Ngokubanzi, xa ujongene nemicimbi yezemali ngelixa uqhawula umtshato indlela ophila ngayo iya kutshintsha kakhulu.
Amanye amatyala angahlawulwa, amanye amatyala angafuneka kuthethathethwane nawo, abatyali bangaza kubiza, kwaye, ukuba unabantwana, umba wenkxaso yomntwana uyakuvela, njengoko kunokwenzeka ukuba elinye iqela lihlawule inkxaso yomlingane kwelinye.
Ngamanye amaxesha, kungafuneka uthengise okanye ucoce indlu yakho, ufumane enye indawo yokuhlala, wenze isivumelwano sokugcina kunye nesotyelelo kunye neqabane lakho langaphambili, okanye ushiye kude okanye ufumane elinye iqela elicela imvume yokuhamba nabantwana bakho.
Ukuya kuqhawulo mtshato kungabiza, kodwa ukuqonda iindleko kunye nendlela igqwetha elinokukunceda ngayo ukuba uzilawule kunokwenza ukuba le nkqubo ingoyiki kangako.
Esi sithuba sebhlog siyakunceda ekulungiseleleni ukuba ube ngoyena mmeli wakho ubalaseleyo ukuba ungaze uceba ukufaka ifayile yoqhawulo mtshato okanye uqhawula umtshato.
1. Ezona ndleko zisisiseko zoqhawulo-mtshato: Ukugcwaliswa kwenkundla
Enye yeyokuqala izinto ofanele uzazi ngoqhawulo-mtshato Okokuba njengenxalenye yenkqubo yoqhawulo-mtshato, omnye wenu uza kufuneka aqalise ityala lenkundla ukuze agqibe uqhawulo-mtshato, olubizwa ngokuba yiCarlissance of Marriage eCalifornia.
Ukugcwalisa eli tyala lenkundla kuyakuxabisa amakhulu eedola, ngaphandle kokuba ufanelekile, kwaye unikwe umrhumo wokurhoxisa umrhumo.
Ukuqesha igqwetha kukwayinkcitho yemali oya kuyidinga ukuzilungiselela. Iirhafu zamagqwetha ziyahluka, ke jonga ingqalelo yamava abo kunye namaxabiso ukumisela eyona ndlela unokukhetha kuyo kwimeko yakho yezemali.
Ukuba elinye iqela kunzima ukusebenzisana nalo, oku kungonyusa iindleko zomntu ngamnye kwinkqubo yomthetho.
2. Iindleko zoqhawulo-mtshato ezisisiseko ngokunxulumene nekhaya
Ngelixa uqhawula umtshato, ukuba ufuna ukuthengisa ikhaya losapho okanye uthenge inzala yelinye iqela elisekhaya, kuyakufuneka ubambe isivumelwano kwaye unqume ukuba ingakanani imali ezakubandakanyeka.
Ezinye zeendleko ezinxulumene noku ngabavavanyi, ukulungiswa, ukugcinwa, ukubanjiswa kwemali, kunye neentlawulo zerhafu yepropathi, iindleko zentengiso (umrhumo webroker, umzekelo), kunye nemirhumo yebhanki yokuhlawulwa kwakhona ukuba oko kuyenzeka.
Ukufunda ixabiso lokwenyani lemarike yekhaya ngoku kubaluleke kakhulu ukuba kuthengwa kuthengisiwe, ungasathethi ke kufuneka ulazi ixabiso lokuthenga kunye nomhla kunye nenani lokulingana kwikhaya okwangoku.
Lonke olu lwazi luza ngendleko kwaye lunokubandakanyeka kakhulu kwaye kuthathe ixesha.
Igqwetha lakho lomthetho wosapho ngumntu owaziyo ukujonga zonke iindleko zoqhawulo mtshato kwaye unokuhamba kwinkqubo yokukunceda uphephe iindlela ezingafanelekanga.
Ukufumana igqwetha elifanelekileyo kubalulekile kuba kunokuba nefuthe kwiindleko ezingezizo zegqwetha kwityala lakho loqhawulo mtshato.
Jonga kwakhona: 7 Izizathu eziqhelekileyo zokuqhawula umtshato
3. Ukubhengeza imali kwinkqubo yoqhawulo-mtshato
Nini uqhawula umtshatoIqela ngalinye kufuneka linike elinye iqela iseti epheleleyo yokuxelwa kwezezimali, eyaziwa njengeSibhengezo sokuqala sokuBhengezwa, ekufuneka ihlaziywe ngokuqhubekekayo kuyo yonke inkqubo.
Oku kuvezwa kunyanzelekile kwaye uqhawulo-mtshato alunakunikwa ngaphandle kokuba lugqityiwe. Ubungqina bokwenza njalo bunikwe inkundla.
Ukuze uzigqibe, kuyakufuneka uqokelele ulwazi kuzo zonke iiasethi zakho kunye namatyala, ngokudibeneyo kunye nokwahlulwa, kunye nomvuzo wakho wangoku nowedlulileyo obuyela emva kwiminyaka emibini.
Kuya kufuneka ukuba ube nogcino mali, ukuze akuncede kuyo yonke le nto, ngokongeza enye indleko kwinkqubo. Xa unegqwetha elinamava elisebenza nawe, igqwetha lakho liya kuyenza le nkqubo kunye nani kwaye lincedise ekwenzeni lonke uxwebhu lwenziwe ngokuchanekileyo nangexesha.
Kuba iCalifornia yimeko yepropathi yoluntu, oku kuthetha ukuba zonke iiasethi kufuneka zahlulwe ngokulinganayo, ngelixa onke amatyala ezahlulahlulwe ngokulinganayo.
Ngelixa oku kuhlala kukhokelela ekubeni kwabelwane ngamatyala ngokulinganayo, inkundla inegunya lokufuna iqela elinomvuzo omkhulu kwaye mhlawumbi iphothifoliyo enkulu yezemali ukuba ithwale umthwalo omkhulu kubalo lokugqibela.
4.Ukusebenzisa iiasethi kunye namatyala ukulindela iindleko zoqhawulo mtshato ezisisiseko
Ukwenza uluhlu oluchanekileyo nolugqibeleleyo lwee-asethi kunye namatyala, kunye nexabiso lawo eliyinyani, yinxalenye ebalulekileyo yenkqubo yokugqiba uqhawulo mtshato eCarlifonia.
Ukwenza njalo kunokufuna nje ukuba udibanise iirekhodi zakho okanye iindleko zenyanga, okanye unokufuna uncedo lweengcali okanye iingcali ezininzi.
Oko kunokubandakanya umgcini zincwadi, umvavanyi wepropathi, igqwetha, kunye / okanye umlamli, naliphi na inani elinokufuna umrhumo ngeenkonzo zabo.
Zilungiselele, zilungiselele, ubhale phantsi yonke into, kwaye usebenze ngokusondeleyo negqwetha lakho kwaye ulandele iingcebiso zabo.
Ukuqwalaselwa ngononophelo kwemeko yakho yezemali kunokukunika umbono omtsha ngaphambi komtshato kwaye inokukunceda uchonge iindleko zoqhawulo-mtshato ezisisiseko oza kuzithatha ngelixa uqhawula umtshato.