Umxholo
- 1. Imithetho emitsha yerhafu yomanyano lwesondlo
- 2. Iintsuku ezingama-60 zokulinda komtshato eTexas
- Ukwahlula phakathi kwepropathi yomtshato
- Ukubhengezwa kwe-Intanethi
- 5. Ukuba ngumzali nenkxaso yomntwana
Ngokutsho kwamaZiko okuLawula nokuThintela izifo, phantse isiqingatha sayo yonke imitshato eUnited States iphela kuqhawulo-mtshato, ngaphandle kwento yokuba amaxesha amaninzi kunzima kwaye kushushu ngokwasemphefumlweni.
Ukuba ungomnye wezi zibini ucinga ngokufaka uqhawulo-mtshato okanye uqhawulo-mtshato, ukufunda into onokuyilindela, kunye nokuthatha amanyathelo okuqala ukulungiselela kunokunceda inkqubo ukuba ihambe kakuhle.
Oku kuyinyani nokuba ulindele ukufumana isisombululo ngoxolo okanye uqhawule uqhawulo mtshato.
Yonke into yoqhawulo mtshato yahlukile, kodwa kukho izinto ezithile ezifunekayo zoqhawulo mtshato ekufuneka zithathelwe ingqalelo zizo zonke izibini ngaphambi kokuqhawula umtshato.
Yintoni ekufuneka uyazi xa uqhawula umtshato? Amanyathelo oza kuwathatha xa ulungiselela ukuqhawula umtshato? Uqhubeka njani ngoqhawulo-mtshato? Ngaba kukho imibuzo ethile ekufuneka ufumane impendulo kuyo.
Ngelixa igqwetha loqhawulo-mtshato linokubonelela ngolwazi oluthe kratya malunga nemeko ethile kwimeko nganye, ukuza kwindawo yokuqala yokuqeshwa okulungiselelwe ngolwazi olusisiseko kunokunceda ukulungelelanisa inkqubo.
Oku kulandelayo ziimfuno ezi-5 ezibalulekileyo zomthetho ekufuneka uzigcine engqondweni xa uqhawula umtshato:
1. Imithetho emitsha yerhafu yomanyano lwesondlo
Olunye utshintsho olukhulu kutshanje luqale ukusebenza ngo-2019: ukubuyela umva kunyango lwerhafu yengeniso yentlawulo ye-alimony ngenxa ye UkuCuthwa kweRhafu kunye neMisebenzi (TCJA).
Ngaphambili, iintlawulo zesondlo zazitsalwa ngumhlawuli kwaye kwakufuneka zixelwe njengemali ehlawulelwa irhafu ngumamkeli.
Nangona kunjalo, kuqhawulo-mtshato olugqityiweyo okanye lwezivumelwano zokwahlukana eziguqulwe ngomhla okanye emva komhla kaJanuwari 1, 2019, ukuncitshiswa kuyahamba, kwaye iintlawulo zesondlo azisajongwa njengengeniso erhafiswayo.
Olu ingalutshintsho olubizayo kwabo bafanele bahlawule isondlo, njengoko bengasasazuzi kulondolozo olunokubakho lwerhafu, ngaphambili babekwazi ukufumana ekunciphiseni iintlawulo.
Kwangelo xesha, ususa umthwalo kwirhafu kwiqela elamkelayo, elingasafunekiyo ukuhlawula irhafu yengeniso ehlawulwa kubo.
2. Iintsuku ezingama-60 zokulinda komtshato eTexas
I-Texas, njengamanye amazwe amaninzi, inexesha lokulinda lokuqhawula umtshato.
Eli xesha lokulinda lenziwa ukuba iinkundla zigqibe uqhawulo-mtshato (oluziintsuku ezingama-60 eTexas) ukusukela kumhla wokufakwa kwesicelo sokuqala soqhawulo-mtshato kwaye kufuneka ubuncinci iintsuku ezingama-20 emva kokuba ummangalelwa enikezelwe.
Ngelixa oku kunokuvakala ngathi lixesha elide, noqhawulo-mtshato oluhlala luhleli luthatha ixesha elide kuneentsuku ezingama-60.
Ngelixa Kwithiyori, iinkundla zingalugqibela uqhawulo-mtshato ngomhla wama-61 emva kokufaka, ngokwenza, oku kwenzeka kuphela ngokungagqibeki okanye ukungaphenduli, apho umphenduli engafakwanga mpendulo kwisimangalo soqhawulo-mtshato.
Uninzi lwabantu abatshatileyo, abatshatileyo kufuneka bathethathethane ngesivumelwano malunga nesondlo, ukwahlulwa kwepropathi, inkxaso yabantwana, kunye nokugcinwa komntwana, inkqubo enokuthi ithathe iinyanga ezininzi.
Nangona kunjalo, eli xesha lokulinda leentsuku ezingama-60 liyarhoxiswa kwiimeko apho ubundlobongela basekhaya buyabandakanyeka kwaye abusebenzi kubhangiso.
Ukwahlula phakathi kwepropathi yomtshato
Xa kuziwa ekulungiseleleni uqhawulo-mtshato, elinye lamanyathelo okuqala abanokuwathatha amaqabane kukulungiselela uluhlu lweempahla zabo ezahlukeneyo nezomtshato.
E-Texas (nakwezinye iindawo ezininzi), iiasethi zomtshato "zomtshato" zixhomekeke kulwabiwo, ngelixa iiasethi zazo "ezahlukileyo" zingenjalo.
Ngaphantsi komthetho waseTexas, ii-asethi ezifunyenwe ngaphambi komhla womtshato zihlala zithathwa njengezahlukileyo, ngelixa uninzi (kodwa ayizizo zonke) iiasethi ezifunyenwe ngexesha lomtshato yipropathi yomtshato.
Izipho, ilifa, kunye nokonzakala komntu okufumene ngexesha lomtshato kuhlala kuyinto eyahlukileyo.
Kukwanjalo nakwimali evela kwintengiso yepropathi efunyenwe ngaphambi komtshato, nokuba ipropathi ithengisiwe ngexesha lomtshato.
Kubalulekile ukuba ungadibanisi umtshato kunye nokwahlula ii-asethi ngelixa utshatile, okanye kusenokuba nzima ukwahlula kwakhona ngexesha lenkqubo yoqhawulo-mtshato.
Nangona kunjalo, ipropathi inokuthi ithathelwe ingqalelo kokubini kukutshata kwaye yahlulwe ngaxeshanye.
Umzekelo, ukuba isibini sithenga indlu kunye kwaye elinye iqela lithengisa ipropathi yabo ngokwahlukeneyo ukubeka i-20% yentlawulo kwikhaya elitsha, i-20% yexabiso lekhaya liya kuthathwa njengempahla eyahlukileyo ngelixa abanye beya kuba ngumtshato.
Jonga kwakhona: 7 Izizathu eziqhelekileyo zokuqhawula umtshato
Ukubhengezwa kwe-Intanethi
Ngexesha loqhawulo-mtshato, nantoni na oyithumelayo kwi-Intanethi inokuba ngumdlalo olungileyo. Ukuba uthumela iifoto zobusuku emva kwexesha, iqabane lakho linokuzama ukusebenzisa le nto ngokubhekisele ekufumaneni ilungelo lokugcina abantwana bakho.
Ukuba uthumela iifoto zezinto ezisandula ukuthengwa, iqabane lakho linokusebenzisa le nto ukuba inkundla ibuze i-Afidavithi yakho yezeMali.
Ngenxa yoko, ngexesha loqhawulo-mtshato (kunye nokukhokelela kuqhawulo mtshato wakho), kulunge kakhulu ukuhlala kude kwimidiya yoluntu.
Oku kubaluleke ngakumbi ukuba uqhawula umtshato okanye ulwela ilungelo lokugcina umntwana, kodwa noqhawulo-mtshato olunokuba yimpikiswano xa iqabane lakho likubona ubathoba okanye ubonakalisa umdla omtsha kwi-Intanethi.
Sukucinga ukuba ukuba iiprofayili zakho zosasazo lwasentlalweni ezisetwa ngasese ziyakukhusela, kuba kuhlala kukho umngcipheko wokuba elinye iqela linokubonisa iqabane lakho ngento oyithumelayo. Ewe kunjalo, nantoni na iqabane lakho eliyithumela esidlangalaleni ngumdlalo olungileyo ngokunjalo.
5. Ukuba ngumzali nenkxaso yomntwana
Ukuba unabantwana, ilungelo lokugcina abantwana (ngokomthetho elibizwa ngokuba yi "conservatorship" eTexas xa kukho umyalelo wenkundla) kunye nenkxaso yomntwana iya kuba zezona zinto ziphambili ekuqhawuleni umtshato.
Ngelixa yonke imicimbi malunga nelungelo lokugcina umntwana isonjululwa ngokusekelwe kuvavanyo lwamatyala ngamatyala koko "kokona kulungileyo kwabantwana," inkxaso yabantwana ngokubanzi ibalwa ngokomgaqo ongqongqo osemthethweni.
Phantsi komthetho waseTexas, abazali bahlala babizwa njengabaLawuli abaDibeneyo, apho bobabini abazali banelizwi elilinganayo kwizigqibo ezininzi malunga nomntwana, nangona inkundla inokuchonga iqela elinye njengomzali ogcina abantwana kwaye ibanike amandla okuthatha isigqibo sokuba uhlala phi umntwana.
Nangona kunjalo, Kwiimeko apho kukho umzali ophethe gadalala, angakhathaliyo, angabikhoyo okanye asebenzisa kakubi iziyobisi, iinkundla ziyakuthi igama lomnye umzali njenge-Sole Managing Conservator.
Ukongeza kugcino nakwinkxaso yomntwana, isivumelwano soqhawulo-mtshato siyakubandakanya ukutyelelwa kunye nenkxaso yezonyango njengenxalenye yomyalelo wenkundla.
Thetha negqwetha lomtshato eTexas
Ewe kunjalo, ayisiyiyo kuphela imicimbi esemthethweni ebandakanyekileyo kuqhawulo mtshato.
Ukusuka kwindlela oyisebenzisayo ukusombulula imiba (okt, ukulamla, umthetho wokusebenzisana, okanye ukumangalelana) ukuyahlula njani kwimpahla yakho yomtshato, yonke imiba yenkqubo yoqhawulo-mtshato ifuna ukucwangciswa, isicwangciso-qhinga, kunye nokukwazi ukwenza izigqibo ngexesha lakho elide umdla engqondweni.
Ngelixa kungekho mfuneko yezomthetho yokuba negqwetha xa uqhawula umtshato kwaye iimeko ezilula zinokungafuneki, ukuba kukho abantwana okanye ipropati yomnini-mbumba inxulumene ngokuhlangeneyo, kubalulekile ukuba iqela ngalinye libe negqwetha kwicala labo lokumela iimfuno zabo.
Ukuba ucinga ngokuqhawula umtshato kwaye ungathanda ukufumana ulwazi oluthe kratya, kuya kufuneka unxibelelane nenkampani yamagqwetha enamava ukuze ufumane uthethathethwano oluyimfihlo lokuqala, olunikwa ziinkampani ezininzi simahla.
Ukuqhawula umtshato kunokuba nzima, kwaye igqwetha losapho elinobuchule linokukunceda kwindlela ohamba ngayo kwaye uphendule imibuzo yakho.