Umxholo
- 1. Xoxa ngononophelo
- 2. Amalungiselelo endlu
- 3. Fumana ibhokisi ye-PO
- 4. Cinga ngekamva labantwana bakho
- 5. Fumana igqwetha
- 6. Fumana inkxaso ngokweemvakalelo
- 7. Lungelelanisa amaphepha akho
- 8. Pakisha kwangaphambili
- 9. Ingxelo yetyala
- 10. Guqula amagama okugqitha
- 11. Ezothutho
- 12. Qala ukubeka imali ecaleni
- Iingcinga zokugqibela
Akululanga ukuqhawula umtshato. Kukutsala ngokweemvakalelo nangokwezemali. Indlela yakho yokuphila iyatshintsha ngenxa yeso sigqibo. Ukuba awuzilungiselelanga, iya kukubetha kakhulu.
Ukwenza olu tshintsho luguqula ubomi lubushelelezi kangangoko kunokwenzeka, kuya kufuneka ucinge ngekamva lakho ngokucacileyo kwaye uqokelele ulwazi kwaye ucwangcise ngokweemfuno zakho.
Oku kuyakwenza ukuba ubunzima obubi bube lula kuwe nakwabo ubathandayo. Kwaye kulapho uluhlu lokulungiselela uqhawulo-mtshato lungena khona. Ukuba ufikelele kwinqanaba apho ucinga ngendlela yokulungiselela uqhawulo-mtshato, funda ukuze ufumanise malunga nezinto ezibalulekileyo ekufuneka zibeyinxalenye yoluhlu lokutshekisha.
Ndilulungiselela njani uqhawulo mtshato kwaye kufuneka ndilufumane nini uluhlu lokutshekisha?
Ngoku, ewe, kuyaqondakala ukuba umntu akalindelanga ukuqhawula umtshato xa etshata; kungoko kungekho mntu ulungiselela okanye ocwangcisayo.
Kuba kungalindelekanga, abantu abanamandla ngokomzwelo ngokwaneleyo ukuba benze izigqibo ngexesha loqhawulo-mtshato okanye banoluhlu lokutshekisha uqhawulo mtshato olulungeleyo. Ukucwangcisa kunye nokuba noluhlu lokujonga ulungiso lomtshato kuya kukunceda ekuhlengahlengiseni ubomi bakho emva kwesigqibo esikhulu.
Elinye lamanyathelo okuqala omele ukuthathela ingqalelo kukufumana ukucwangciswa kwemali ngaphambi komtshato. Ukwenza njalo kuya kunciphisa iindleko zomtshato. Ngapha koko, wena neqabane lakho ninokwazi ukufikelela kwisigqibo esingcono nesisebenzayo somtshato.
Imibuzo enje ngendlu izakuyaphi? Aza kuhlawulwa njani amatyala? Izahlula njani ii-asethi zomhlalaphantsi? Le mibuzo ifuna ukuphendulwa ngelixa ulungiselela ukuqhawula umtshato. Esiphakathini saso sonke isiphithiphithi esilandelayo, amanyathelo athile kufuneka athathelwe ingqalelo nanjengoko nobabini nilungiselela ukuqhawula umtshato. La manyathelo kufuneka abe yinxalenye yoluhlu lokutshekisha ngaphambi koqhawulo-mtshato ngelixa ujongene neli xesha linzima.
1. Xoxa ngononophelo
Ibalulekile indlela owuxoxa ngayo lo mbandela neqabane lakho. Ukuba awukayichazi le nto, yenza isigqibo sokuba uza kuthetha njani ngayo. Zama ukuhlala uzolile kwaye wenze umonakalo omncinci ngokweemvakalelo kangangoko kunokwenzeka. Yilungiselele xa ingxoxo ishushu.
2. Amalungiselelo endlu
Emva koqhawulo-mtshato, awuyi kuhlala neqabane lakho. Yenza izicwangciso zamalungiselelo ezindlu njengenxalenye yoluhlu lwakho lokujonga izigqibo. Ngaba abantwana baya kuhlala nawe, okanye iqabane lakho? Bandakanya izicwangciso zebhajethi ngokwamalungiselelo ezindlu. Yenza uhlahlo-lwabiwo mali ngeendleko zakho kunye nengeniso.
3. Fumana ibhokisi ye-PO
Ukuzifumanela ibhokisi ye-PO kufuneka kubeyinxalenye ebalulekileyo yoluhlu lwakho lokujonga amaphepha oqhawulo mtshato. Ukuba uza kuyitshintsha indlu yakho emva koqhawulo-mtshato, kufuneka uvule ibhokisi yeposi ukuze iphepha lakho elibalulekileyo lingalahleki.
Kuya kufuneka uyifumane ibhokisi ye-PO kwangoko kwaye i-imeyile yakho ithunyelwe kuyo xa uqhawulo-mtshato lwakho luqala.
4. Cinga ngekamva labantwana bakho
Ukuba unabantwana, kubalulekile ukufumanisa yonke imiba enxulumene nabo. Ukucacisa le meko kubantwana bakho kubalulekile. Bamele bazi isigqibo sabazali babo. Ke, kuya kufuneka wazi ukuba uza kubaxelela njani ngale nto yenzekayo.
Zininzi ezinye izinto ekufuneka uzifumene:
- Ngubani oya kuba lilungelo lokugcina abantwana?
- Ngubani oza kuhlawula inkxaso-mali yomntwana?
- Iyakuba yintoni imali yenkxaso yomntwana ehlawulwayo?
- Ngubani oza kufaka igalelo kwaye leliphi inani lokonga abantwana ekholejini?
Ukufunda okuhambelana: Impembelelo ezimbi zoqhawulo mtshato ekukhuleni komntwana kunye nokukhula kwakhe
Yonke le mibuzo kufuneka iphendulwe ngelixa ulungiselela uluhlu lokutshekisha umtshato.
5. Fumana igqwetha
Phanda amagqwetha kwindawo yakho emva koko ukhethe awona afanelekileyo kwiimfuno zakho. Emva kokuba uqeshe igqwetha, qiniseka ukuba uhambisa iimfuno zakho kunye neemfuno kubo ngokufanelekileyo ukuze bakhusele amalungelo akho asemthethweni kwaye baqhubeke ngendlela ebonelela iimfuno zakho.
6. Fumana inkxaso ngokweemvakalelo
Ukuba nabantu onokuthetha nabo xa uhlangabezana nobunzima, kwenza kube lula kakhulu ukumelana nayo yonke into. Qala ukuthetha nabantu abaye baqhawula umtshato kwaye ufumanise ukuba baphumelele njani. Ungathandabuzi ukucela ukubolekwa imali kusapho kunye nabahlobo bakho. Ukuba kukho imfuneko, thetha nonyango olunokukunceda kwisiphithiphithi esivela kwiimvakalelo ngenxa yoqhawulo mtshato.
7. Lungelelanisa amaphepha akho
Kufuneka uqokelele onke amaphepha akho endaweni enye. Yenza ikopi yamaxwebhu akho ukuze ungalahleki xa kufuneka. Yenza uluhlu lwazo zonke iiasethi zakho zemali njengenxalenye yoluhlu lwakho lokujonga imali ukuze ukwazi ukulawula imicimbi yemali ngokufanelekileyo nanjengoko ujongene nomsebenzi omkhulu wokujongana neli xesha linzima ngokweemvakalelo.
Ukufunda okuhambelana: Usifumana njani iSiqinisekiso soQhawulo-mtshato
8. Pakisha kwangaphambili
Ukulungiselela uqhawulo mtshato akukho lula kodwa kuyacetyiswa ukuba upakishe izinto zakho kwangaphambili. Ukuba uqhawulo-mtshato luya lushushu, awunakukwazi ukufikelela kwizinto zakho okwethutyana.
9. Ingxelo yetyala
Enye into kuluhlu lwakho lokulungiselela umtshato kufuneka ufumane ingxelo yamatyala. Fumana ingxelo yakho yekhredithi ekuqaleni nasekupheleni komtshato. Iya kukunceda unakekele onke amatyala onokuthi uhlawule kuwo kwaye uphephe nayiphi na ingxaki engomso.
10. Guqula amagama okugqitha
Yenza iakhawunti entsha ye-imeyile kwaye utshintshe ipassword yakho kuzo zonke iiakhawunti zakho zangaphambili. Kuba iqabane lakho lisenokwazi iipassword, kuhlala kuyinto entle ukuba uzitshintshe ukukhusela imfihlo yakho.
11. Ezothutho
Uninzi lwabantu abatshatileyo babelana ngemoto. Inyani yokuba omnye kuphela wabatshatileyo uya kuba nemoto ngexesha lokugcwalisa uqhawulo mtshato kufuneka igcinwe engqondweni.
12. Qala ukubeka imali ecaleni
Unokulungiselela njani ukuqhawula umtshato ngemali?
Uqhawulo mtshato luzakuxabisa kancinci. Qiniseka ukuba iindleko zakho ziyabhatalwa, njengemirhumo yegqwetha, njl.
Iingcinga zokugqibela
Uqhawulo-mtshato ayonto ilula. Kodwa ukuba uthatha ixesha lokuyicwangcisa kunye noluhlu lokutshekisha ucwangciso loqhawulo-mtshato, inkqubo ayizukubiza okanye ibe nzima. Kuya kufuneka uqonde ukuba kuya kwenzeka ntoni endlwini yakho nakubantwana bakho.
Kuya kufuneka ubeke eceleni imali ethile ukujongana nenkcitho yemali. Ngokwenza uvavanyo oluchanekileyo noluchanekileyo lwendlela ophila ngayo, unokulilungiselela ikamva lakho njengomntu. Ukugcina uluhlu lokukhangela ulwahlulo olungentla engqondweni yakho kuya kukunceda ufumane ixesha elinzima elizayo.
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