Umxholo
- 1. Ngaba ndikulungele ukutshata?
- 2. Ngaba ngokwenene lo ngumntu olungileyo kum?
- 3. Iza kubiza malini umtshato wethu?
- 4. Ingaba umtshakazi uzakutshintsha igama lakhe?
- 5. Ufuna abantwana? Ukuba kunjalo, zingaphi?
- 6. Abantwana baya kubuchaphazela njani ubudlelwane bethu
- 7. Ngaba / kufuneka sidibanise ii-akhawunti zebhanki?
- 8. Siza kuliphatha njani ityala lomnye nomnye?
- 9. Kuza kwenzeka ntoni kubomi bethu bokwabelana ngesondo?
- 10. Yintoni esiyilindeleyo emtshatweni?
Ke nina nobabini nicinga ukubopha iqhina kwaye nithathe ubudlelwane benu bube kwinqanaba elikhulu elilandelayo?
Ndiyakuvuyela! Kodwa ngaphambi kokuba uqalise kumalungiselelo omtshato, qiniseka ukuba nilulungele ngokupheleleyo utshintsho.
Ukulungela umtshato sisihloko esibalulekileyo kwaye kufuneka sicingisise ngokupheleleyo. Lungiselela uluhlu lokutshekisha ngaphambi komtshato (olulungele imeko yakho) kwaye nixoxe imicimbi ngokupheleleyo neqabane lakho.
Ukukunceda uphume, sinika uluhlu lokutshekisha lomtshato olunemibuzo ebalulekileyo yomtshato eya kuthi incede ukuseta isiseko esomeleleyo sobudlelwane bakho.
Imibuzo ephambili ekufuneka ikuluhlu lwakho lokujonga ukulungela umtshato:
1. Ngaba ndikulungele ukutshata?
Lo ngomnye wemibuzo ebaluleke kakhulu ngaphambi komtshato umntu anokuzibuza wona; Ngokukodwa ngaphambi kokuzibandakanya, kodwa lo mbuzo unokuhlala emva kokuba uchulumanco lothethathethwano lokuqala luphelile.
Ukuba impendulo ithi, "Hayi" sukuhamba nayo.
Le yinxalenye engenakuthethathethana yokulungiselela uluhlu lokutshekisha lomtshato.
2. Ngaba ngokwenene lo ngumntu olungileyo kum?
Lo mbuzo uhamba ngokuhambelana, "Ngaba ndikulungele?"
Ngaba unokunyamezela ukucaphuka okuncinci? Ngaba ungayihoya eminye imikhwa yabo engaqhelekanga kwaye wamkele ii-quirks zabo?
Ngaba nobabini niyalwa ngalo lonke ixesha okanye ngaba nicopasetic?
Lo ngumbuzo obuzwe kakuhle ngaphambi kokuzibandakanya kodwa unokukhathaza yonke indlela ukuya kumsitho. Ukuba impendulo yakho ithi, "Hayi" kwakhona sukuqhubeka nomtshato.
Ukwenza uluhlu lokuhlola olucokisekileyo ngaphambi komtshato kuya kukunceda ubone ukuba ubudlelwane bakho neqabane lakho buya kubamba umhlaba ngokuchasene nayo nayiphi na ingxaki okanye ukungahambelani.
3. Iza kubiza malini umtshato wethu?
Umndilili weendleko zomtshato naphi na ukusuka kwi- $ 20,000- $ 30,000.
Ngaba ukulungele ukutshata?
Phambi kokuba uphendule uvumile, Xoxa ngohlahlo-lwabiwo mali lomtshato njengoko luyinxalenye ebalulekileyo yezibini zala maxesha ezilungele uluhlu lokutshekishwa komtshato.
Ewe kunjalo, oku kukukrola nje kwaye uluhlu lukhulu. Umcimbi wenkundla uya kukuxabisa malunga ne-150 leedola kwaye iindleko zelokhwe xa ukhetha yonke indlela ukuya kwi-extravaganza yeentsuku ezininzi enokubiza i-60,000 yeedola okanye nangaphezulu.
Xoxa uze nebhajethi- emva koko unamathele kuyo njengenxalenye yoluhlu lwakho lokulungiselela umtshato.
Iyacetyiswa - Ikhosi ekwi-Intanethi yangaphambi komtshato
4. Ingaba umtshakazi uzakutshintsha igama lakhe?
Amasiko ayatshintsha kwaye ngokwenkcubeko ayisiyonto ingaqhelekanga ukuba umfazi agcine igama lakhe lokugqibela okanye asebenzise ikhonkco.
Qiniseka ukuba uyakuxoxa oku kwangaphambili. Omnye wemibuzo ekufuneka uyibuze ngaphambi komtshato luluvo lwakhe ngokutshintsha igama lakhe.
Mnike imbeko kunye nokuzimela ngokugcina engqondweni loo mibuzo ayibuzayo ngaphambi kokuba utshate. Isenokungabi yemveli ngokupheleleyo kwaye nobabini kufuneka nilunge ngesiphumo.
Ekugqibeleni, lukhetho lokutshintsha okanye hayi. Le yinto engazange ibonakale ngokuqaqambileyo njengoko ibonisa ngoku kulungelelwaniso lomtshato.
5. Ufuna abantwana? Ukuba kunjalo, zingaphi?
Ukuba elinye iqela lifuna abantwana kwaye elinye alinanzondo liya kukhula.
Ukuba izibini zitsibela ukuxoxa ngabantwana njengenxalenye yokulungela uluhlu lokutshekishwa komtshato, kunokudala ukungavisisani malunga nemali kunye nendlela yokuphila.
Ukuba iqabane elifuna abantwana kufuneka liyeke elo phupha, banokuphelisa ukuzonda omnye kwaye banokuya kude bawuphelise umtshato ukuba ngaba yile nto bayifunayo ngokwenene. Ukuba abantwana bayenzeka nokuba kunjalo, iqela ebengafuni ukuba abantwana bazive bebanjisiwe okanye bakhohlisiwe.
Makuxoxwe ngoku ngaphambi kokuzibophelela. Kananjalo ingayinto elungileyo ukuthatha uvavanyo lokulungela ukutshata njengoko uqala isahluko esitsha ebomini bakho.
Ngokulinganayo kuluncedo kukwenza uluhlu lokutshekisha ubudlelwane ngaphambi komtshato.
6. Abantwana baya kubuchaphazela njani ubudlelwane bethu
Kuba ziya kuchaphazela ulwalamano lwakho. Ngamanye amaxesha ngendlela ecekeceke kwabanye nakwabanye, lonke ulwalamano lwabo olunamandla lunokutsiba.
Ukulungiselela uluhlu lokutshekisha umtshato kufanele kubandakanya indlela ukuba ngumzali okunokubuchaphazela ngayo ubomi bomtshato.
Ukuba nobabini niyadibana kwaye nigqibe ekubeni nibe liqela elimanyeneyo, abantwana abazukutshintsha izinto kakhulu. Ukuba ibhondi yakho yomelele ukuqala ngabantwana iya kukuvavanya kancinci, kodwa ekugqibeleni yomeleze kwaye wongeze kwiqhina losapho osele uliqalisile njengesibini esitshatileyo.
7. Ngaba / kufuneka sidibanise ii-akhawunti zebhanki?
Ezinye izibini zenza kwaye ezinye azenzi. Akukho bukhulu-bunye-bonke-impendulo kule mpendulo. Thatha isigqibo sokuba yeyiphi eyona nto izakusebenza ngamandla akho.
Imibuzo abantu abatshatileyo ekufuneka bayibuze ngaphambi komtshato kufuneka ijolise ekuhambisaneni kwemali, imikhwa yokuchitha, indlela yokucinga yemali, kunye neenjongo zexesha elide.
Iimpendulo zingatshintsha ngaxa lithile, njengoko kufuneka utshintsho ebomini ukuze ukhetho olwenziweyo namhlanje lungangabi lolwesigxina.
Uluhlu lokutshekisha ngaphambi komtshato sisixhobo esihle sokwazi ngakumbi malunga nomntu otshata naye, lisebenzise kuluncedo lwakho.
8. Siza kuliphatha njani ityala lomnye nomnye?
Chazani ixesha elidlulileyo lezemali komnye nomnye. Ukuxelwa ngokupheleleyo kuyinxalenye ebalulekileyo yokulungela uluhlu lokutshekishwa komtshato.
Sukuyifihla le nto kuba uyayithanda okanye awuyithandi iimeko zakho ziya kudibanisa kwaye zichaphazele omnye nomnye.
Ukuba omnye une-500 FICO kwaye enye i-800 FICO oku kuya kuba nefuthe nakuphi na ukuthengwa kwemali mboleko enkulu efana nekhaya okanye isithuthi ukuba kufuneka imali.
Sukulinda de isicelo semali mboleko singeniswe kwikhaya lakho lamaphupha ukuze uxoxe. Naziphi na iimfihlelo ziya kuphuma kunjalo, zibeke phambili kwaye zize nesicwangciso sokujongana nemeko yetyala.
9. Kuza kwenzeka ntoni kubomi bethu bokwabelana ngesondo?
Lo uvelise iqela ngenxa yokungaqondi ukuba yakuba iringi iqhubeka, kuya kufuneka uphuze impilo yakho yesini.
Ukuba ubukhe waphila ngesondo usempilweni ngaphambi komtshato akukho sizathu sokuba oko kungaqhubeki.
10. Yintoni esiyilindeleyo emtshatweni?
Lo ngumbuzo obaluleke kakhulu kwaye ufuna ixesha lokuhlala kuwo.
Xoxa ngokukhululekileyo nangokuphandle ukuba zithini na iingcinga zakho ngomtshato, yintoni eyamkelekileyo nengavumelekanga (umz.
- Okulindelweyo malunga nemisebenzi
- Ubomi bothando
- Ukulindela ngokubanzi emtshatweni
La ngamaqhezu nje emibuzo enokubakho kuludwe lwakho lokutshekisha umtshato ekufuneka ubuzwe ngaphambi kokutshata. Unokuba nezinto ezizodwa ezizodwa kwimeko yakho kwaye zilungile.
Ukuba uziva ukuba isihloko sibalulekile kuwe, siveze.
Zimbalwa izinto ezimangazayo ezithi zivele emva kokuba "Ndenze" ezi ntlobo zimbalwa ziya kubakho emtshatweni. Ukunyaniseka kuya kukumisela kuphela ubudlelwane obunempumelelo.