Umxholo
- Ungahlala ixesha elingakanani ngokwahlukana ngokusemthethweni?
- Kude kube nini ukwahlukana ngokwasemthethweni kulungile kuwe?
- Izibonelelo zokuhlala ngokwahlukana ngokwasemthethweni
- Iingxaki zokuhlala zihlukaniswe ngokusemthethweni
- Unexesha elingakanani lokwahlulwa ukuze uqhawule umtshato ngokusemthethweni?
Ukuba nahlukene ngokwasemthethweni kwiqabane lakho, unokuhlala unjalo okoko nje nobabini ninqwenela. Akukho sidingo sokuba uqhawule umtshato ngamanye amaxesha.
Yintoni ukwahlulwa ngokwasemthethweni kwaye kuthetha ntoni ukwahlukana ngokusemthethweni?
Ngokwenkcazo, ukwahlukana ngokwasemthethweni ngumyalelo wenkundla oyalela amalungelo noxanduva lwesibini esihlala sodwa, nanjengoko sihlala sitshatile. Ukwahlukana ngokwasemthethweni akubandakanyi ukuqhawulwa komtshato. Ukwahlukana ngokwasemthethweni, nangona kungeyondawo iqhelekileyo, uqhawulo mtshato luvela njengolona khetho lubhetele kubantu abatshatileyo abavakalelwa kukuba uqhawulo-mtshato luya kuchaphazela imeko yabo kunye neyezimali kubomi babo.
Ukuba ufuna ukwazi indlela yokwenza ifayile yokwahlukana ngokwasemthethweni ungafunda ngakumbi ngayo apha. Kodwa ngaphambi koko, Nazi izinto ezimbalwa ekufuneka ziqwalaselwe.
Ungahlala ixesha elingakanani ngokwahlukana ngokusemthethweni?
Ukuba nahlukene ngokwasemthethweni kwiqabane lakho, unokuhlala unjalo okoko nje nobabini ninqwenela. Ukwahlukana ngokwasemthethweni kuya kubuyela umva. Ungahlala ixesha elingakanani ngokwahlukana ngokwasemthethweni sisigwebo sakho. Ukwahlulwa ngokusemthethweni kwiqabane lakho, akukho sidingo sokuba uqhawule umtshato ngamanye amaxesha. Ukuthandana ngelixa bohlukene ngokusemthethweni kunokuba yinto enokwenzeka kodwa ukuze kudlulele emtshatweni, isibini esishiyeneyo kufuneka siqhawule umtshato.
Ukwahlukana ngokusemthethweni noqhawulo mtshato
Ukuqhawula umtshato kuya kuthetha ukuba uya kukhululeka ukutshata omnye umntu kwixa elizayo. Wena neqabane lakho ninokuhlala nisahlulwe ngokusemthethweni ubomi bakho bonke ukuba nobabini nikhetha ukwenza njalo.
Izifundo zibonisa ukuba uninzi lwabantu abatshatileyo abahlukana ngokusemthethweni bayaqhawula umtshato kwisithuba seminyaka emithathu bohlukene. Kwelinye icala, phantse iipesenti ezili-15 zihlala zahlulwe ngokungenammiselo, uninzi lwazo iminyaka elishumi nangaphezulu.
Ke kutheni isibini sinokukhetha ukuhlala ngokwahlukana ngokusesikweni ngokusisigxina kunokuba siqhawule umtshato?
Isibini sinokukhetha ukwahlukana ngokwasemthethweni ngokuchaseneyo noqhawulo-mtshato ngenxa yeenkolelo zabo okanye iindlela zabo zokuziphatha ezingaluxhasiyo uqhawulo-mtshato. Ukuhlawulwa kwe-inshurensi yezempilo sisizathu esiqhelekileyo sokuba abantu babhenele kukwahlukana ngokwasemthethweni nokuba kubiza malini kanye njengoqhawulo mtshato.
Kude kube nini ukwahlukana ngokwasemthethweni kulungile kuwe?
Iingcali zicebisa ukuba ixesha elide, elingenammiselo lokwahlukana ngokwasemthethweni kungakhokelela ekwandeni ingqumbo, ukungathembani kunye nomsantsa wonxibelelwano. Xa sele uyithethile loo nto, kubalulekile ukuba ube nexesha apho omabini amaqela anika ithuba lokuphola. Sebenzisa eli xesha lewindow ukubuyela kwimeko yamava adlulileyo eyavula indlela yokuqhekeka komtshato. Eli khefu liyafuneka ukuze kuvavanywe ngokwakho okuya kwenza kube lula ukuthatha izigqibo. Nokuba ujonge ukubuyiselwa komtshato okanye ukwahlukana komtshato okanye ukubakho koqhawulo-mtshato oluzayo, ubuninzi bonyaka bucetyiswa njengexesha elifanelekileyo lokwahlukana okunempilo.
Izibonelelo zokuhlala ngokwahlukana ngokwasemthethweni
Ngokubanzi, inkxalabo yezemali ibonakala njengezona zinto zinkulu ezinokuthi zichonge ukuba ingaba isibini sihlala sihlukene ngokusemthethweni na ixesha elide.
Ngokukodwa, kukho inani lezinto ezithile ezichaphazela imali ezinokuba nefuthe elikhulu kwisigqibo sesibini sokuhlala sahlukene ngaphandle kokuqhawula umtshato, nokuba bahlala bodwa okanye phantsi kophahla olunye.
Xa wena neqabane lakho nithatha isigqibo sokwahlukana ngokwasemthethweni, ungasebenzisa iSivumelwano Sokwahlukana ukwenza ulwahlulo nolondolozo lwepropathi yakho, iiasethi kunye namatyala emali. Umlamli okanye igqwetha lingakunceda wena neqabane lakho nifikelele kwisivumelwano sokwahlukana.
Ezi zinto zixhalabisayo zezemali zibandakanya, kodwa azikhawulelwanga, kwezi zilandelayo:
- I-inshorensi yempilo: Ukuhlala ngokwahlukana ngokwasemthethweni kunokuba uqhawule umtshato kunokuqinisekisa ukuba bobabini abatshati bayaqhubeka nokugutyungelwa yiyo nayiphi na i-inshurensi yokhathalelo lwempilo abayonwabisayo ngenxa yokuba betshatile. Oku kunokuba luncedo olukhulu ukuba elinye iqabane lixhomekeke kwelinye kwi-inshurensi yezempilo.
- Izibonelelo zerhafu: Ukuhlala ngokwahlukana ngokwasemthethweni kunokuba uqhawule umtshato kunokuvumela isibini ukuba siqhubeke nokuxhamla kwizibonelelo ezithile zerhafu yengeniso ezifumaneka kuphela kubantu abatshatileyo.
- Ukhuseleko lwasentlalweni kunye / okanye izibonelelo zepenshini: Ngokubhekisele kumtshato weminyaka elishumi okanye nangaphezulu, owayesakuba liqabane unelungelo lokufumana isabelo kwelinye iqabane loKhuseleko lweNtlalo okanye izibonelelo zepenshini. Isibini esahlukileyo esivanayo sinokukhetha ukungawuqhawuli umtshato ukuze sivumele elinye iqabane okanye elinye lifikelele kuloo mda weminyaka elishumi.
- Ubambiso / ukuthengiswa kwekhaya: Abanye abantu abatshatileyo banokukhetha ukuhlala bohlukene kunokuba bahlukane ukuze baphephe ukufumana ilahleko ngenxa yokuthengisa ikhaya losapho, okanye ukunqanda ukuthwalisa omnye okanye bobabini amaqabane ngemicimbi yemali mboleko.
Iingxaki zokuhlala zihlukaniswe ngokusemthethweni
Ukuba kunokwenzeka ukuba wohlukene okanye ucinga ngokwahlukana, khumbula ukuba izibonelelo zemali zinokugutyungelwa zezi ngxaki zilandelayo:
- Ityala ekwabelwana ngalo: Ityala lihlala ligcinwe ngokudibeneyo zizibini ezitshatileyo. Kuxhomekeke kwimithetho yombuso apho uhlala khona, oku kunokuthetha ukuba elinye iqabane linokuba noxanduva lwesiqingatha semali yetyala lomlingane, nokuba bahlukaniswe ixesha elide. Ukuba iqabane lakho alihlawuli ityala lakhe lekhadi letyala, ityala lakho linokuchaphazeleka.
- Ukutshintsha kweemeko zezemali: Iimeko zezezimali zeqabane ngalinye zinokutshintsha ngokubonakalayo kwithuba lokwahlukana okwandisiweyo. Ukuba uphela uqhawula umtshato kamva, iqabane elingcono ngokwasezimalini ngexesha loqhawulo-mtshato kungafuneka lihlawule inkxaso-mali ethe chatha kunaleyo bekunokufuneka ukuba balihlawule ukuba nifumene uqhawulo-mtshato ngexesha lohlukene. Oku ngaphandle kwento yokuba iqabane elamkelayo lingakhange lenze galelo (ngokwezezimali, ngokwasemphefumlweni, okanye ngokwasemzimbeni) kwiqabane elihlawulelayo ngexesha lokwahlukana kwenu.
- Ezinye iingxaki: Kwimeko apho omnye wenu abhubha phambi kokuba niqhawule umtshato ngokusemthethweni, kungabikho mpikiswano malunga nelifa lomntu ohlonitshwayo ukuba ezinye iindlalifa azazi ukuba nisatshatile ngokusemthethweni.
Ukongeza, ukuba wohlukanisile neqabane lakho emva kokwahlukana ngokwasemthethweni, aze yena afudukele kwenye indawo nisahlukanisiwe, unokuba nexesha elinzima kakhulu lokubafumana xa usenza isigqibo sokuba ufuna ukuqhawula umtshato, mhlawumbi ukuze uphinde utshate.
Unexesha elingakanani lokwahlulwa ukuze uqhawule umtshato ngokusemthethweni?
Ukwahlukana ngokwasemthethweni kunokuba sisandulela kuqhawulo-mtshato. Isibini sinokusebenzisa eli xesha ukusombulula imiba yobuqu, yokugcina kunye nemicimbi yezemali ebomini babo ngelixa sihlala sitshatile. Nangona kunjalo, ngexesha lokwahlukana ngokwasemthethweni, amaqabane ahlala etshatile. Abanakuphinda batshate. Umtshato uhlala uhleli. Nangona kunjalo, ukuba bathatha isigqibo sokuqhawula umtshato emva koko, omnye wabatshati unokuguqula ukwahlukana kube luqhawulo mtshato emva kweenyanga ezintandathu zidlulile.
Ngolwazi oluthe kratya malunga nezinto eziluncedo nezingeloncedo zokuhlala ungahlali ngokwasemthethweni ixesha elide, nxibelelana negqwetha lomthetho losapho elinamava elinolwazi ngemithetho elawula ukwahlulwa ngokusemthethweni kwilizwe lakho.
Unako nokuya kwezinye iitemplate zesivumelwano sokwahlukana, amaphepha okwahlula kunye nemigaqo eyahlukeneyo yolondolozo yophando oluthile.